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Frequently Asked Questions
Should I Freeze My Credit
article in today's New York times recommends using a credit freeze. https://nytimes.com/2017/09/08/your-money/identity-theft/equifaxs-instructions-are-confusing-heres-what-to-d...
read more New Money To Open A CD
My local TCF bank has a good offer for 1 and 2 year CDs. It require new money. All my money are in low paying accounts at the same bank. Any advice on getting a better rates that r...
read more For The Financial Planners Out There
For your joke of the week, my wife and I just hit 70, and figured financial planning might be warranted. We called the in-house "wealth management" division of our local bank, and ...
read more QCD Issues
I'm still a few years away from RMD.
I'm luck to have some assets, but tax planning is a bitch.
Between investments, SS, and RMD, I will be hitting the added taxes of IRMAA.
read more Heads Up On Statefarmbank
Just received a letter from the home office that local StateFarm representatives (i.e., your local agents) would no longer be able to sell CDs. Talk about a debby-downer. For years...
Must-Join Credit Unions
What credit inions are part of your personal "must join" list? I joined the American Consimer Council (for Andrews FCU eligibility) for free with a promo code, and I was trying to ...