Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents .
POSTED ON SATURDAY, SEPTEMBER 2, 2017 BY KEN TUMIN
Deal Summary: Yield Pledge Money Market, 1.31% APY, $5k minimum opening deposit, $250k maximum deposit, one year rate guarantee.
EverBank tends to change its CD rates at the end of the week. This week the CD rates didn't change, but its money market rate did. the 1-year guaranteed introductory rate for new Yield Pledge Money Market accounts has been raised to 1.31% APY. In addition, the ongoing rate was increased to 0.86% APY.
When liquid account rates starting rising in June, I kept expecting to be...
Deal Summary: 19-month CD, 1.76% APY, $5k minimum deposit, $500k maximum balance per household. Kasasa Cash Checking, 3.01% APY up to $25k.
Availability: 19-month CD is available in MO. Kasasa Cash Checking is available in AR, IA, IL, KS, KY, MO, NE, OK, and TN.
Last week, Old Missouri Bank (OMB) began offering a limited-time 19-month CD (1.76% APY). The minimum opening deposit is $5k and, according to the promotion page, there is a “maximum balance of $500,000 per household.”
Availability: Residents of Clark, Greene, Miami, Montgomery, Preble, and Warren Counties, Ohio.
April was a productive month for River Valley Credit Union (RVCU): two competitive CDs were added and its long-standing rewards checking account, High Yield Checking, was replaced with a new Kasasa Cash account, which earned the same rate (1.50% APY, up to $10k) as the High Yield Checking. This week, RVCU improved the Kasasa Cash account by adding 50 bps to the APY and raising the...
Deal Summary: 280 to 912 Days Lifestyle CD, 1.55% APY, $1k minimum, flexible end date.
Availability: Residents of eight northeast North Dakota communities and East Grand Forks, Minnesota.
Citizens Community Credit Union (Citizens Community CU) began the month by introducing three limited-time Lifestyle CDs, with “the flexibility to choose a maturity date for each CD term that is offered.” You can choose any term between 5 months and 3 years, and the rates ranged between 1.10% APY and 1.55% APY.
Deal Summary: Elite Checking, 4.00% APY on qualifying balances of $5k-$15k.
Availability: Residents of New Hampshire and southern York County, Maine; 95+ SEGs.
At the beginning of July, Northeast Credit Union (Northeast CU) raised the rate on its Elite Checking account, which now earns 4.00% APY on qualifying balances between $5k and $15k. Balances over $15k and less than $5k, whether qualifying or not, do not earn any interest.
Deal Summary: $200 bonus when opening a new Premier or Prestige checking account, now through September 30, 2017.
Availability: Market area includes AZ, CA, CO, FL, GA, KS, MD, MO, NC, NM, OK, OR, PA, SC, TN, TX, VA, WA, and WV.
Now through September 30, 2017, First Citizens Bank (FCB) is offering a $200 bonus when opening a new Premier or Prestige checking account. The nice thing about this bonus is that direct deposit isn't required. The details are listed in FCB's Checking Bonus page. A summary...
Deal Summary: iChecking, tiered APYs (5.01%, 4.01%, 3.00%, 2.00%) up to $10k based on number of debit card transactions.
Availability: Residents of the Georgia counties of Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
MidSouth Community Federal Credit Union’s (MidSouth Community) iChecking account can earn up to 5.01% APY on balances up to $10k, but this Rewards Checking account (RCA) is structured differently than most RCAs.
The more you swipe your debit card, the greater the earning possibility.
Deal Summary: 13-month CD Special, 2.00% APY, $500 minimum deposit, new money.
Availability: Residents of the Michigan counties of Allegan, Barry, Clinton, Eaton, Ingham, Ionia, Kent, Livingston, Newaygo, Ottawa, and Shiawassee; 500+ SEGs in West Michigan and Lansing areas.
It has been 13 months since Option 1 Credit Union was re-branded as Adventure Credit Union (Adventure CU), and the Credit Union is marking the occasion with a 13-month CD Special (2.00% APY). The minimum deposit is $500 of new money, which is defined as “funds not currently...