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Xceed Financial Federal Credit Union

Popular Accounts at this Credit Union

2.00%5-year CD60 Month CD
2.00%5-year IRA60 Month IRA (Traditional, Roth, CESA)
0.90%1-year CD12 Month CD

Overview / Commentary
888 N Nash St
El Segundo, CA 90245

Xceed Financial Federal Credit Union is headquartered in El Segundo and is the 48th largest credit union in the state of California. It is also the 297th largest credit union in the nation. It was established in 1964 and as of June of 2017, it had grown to 228 employees and 65,646 members at 14 locations. Xceed Financial Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Xceed Financial Federal Credit Union is open to anyone through the Friends of the Webster Public Library ($8 fee), Heal the Bay ($25 membership fee), or Tree Musketeers ($25 membership fee). Membership is also open to residents of Carrollton, Dallas, Farmers Branch, Irving and Lewisville, Texas; Greater Rochester, New York, Rosemont, Illinois, San Jose, California, and St. Petersburg, Florida.
See current membership details

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Thank You For Your Feedback!

Thank you all for sharing your honest feedback. Learning from our mistakes is how we improve and better serve our members. At Xceed, we always strive to provide outstanding member service and convenient account access, and we regret whenever we fall short. We are sorry to hear that some of you had a bad experience, and hope you will give us a chance to serve you better in the future.

- Xceed Financial Credit Union

Best CD Rate. 17 Mo 1.50%

Posted by: pattyb53 | Feb 14, 2014

I have been very pleased with service. I opened the 17mo 1.50% CD. I filled out an online application over the weekend and a Rep called me Monday to complete the process. I had to mail a copy of my DL with the signed Membership Application. I sent a check for the CD and $5.00 to open the Savings Account.The process was easy and within a few days the account has been activated.
This CD rate is better than anything available now.

Could be a "Great Credit" Union

Posted by: ABenson | Apr 8, 2014

This is a good credit union.I have been a member for over 25 years.They could be a "GREAT" credit Union.The seriously lack customer service.For instance if you had a question about your account and called their main office,if the person you spoke to could not answer your question satisfactory and they said that they would have to call you back, Don`t hold your breath.After a while you get the feeling that "nobody cares".
On another subject,Their website security is top notch.But you have to run gauntlet after gauntlet of security passwords,different ones for different accounts within your account .It`s such a nightmare you don`t want to visit the site very often.
If they could straighten this as well as their Customer Service they could be a "GREAT" Credit Union

Consumer Beware!!!

Posted by: DRC | May 5, 2017

My vehicle was repossed after only 45 days of a late payments for the month of Jan. 2017. We received a 45 day late notice on Mar. 14th and Apr. 14th It was taken on April 28th. However I have been making weekly payments since 2015 to Xceed Financial Credit Union (XFCU) that posted to my account on Tuesdays. They also excepted the past due amount on Monday, May 1st for the past due amount, which makes my account current. I never received a repossession notice before it was taken nor have I received any information about my rights to redeem my car. I made my payments faithfully every week which yield at least an extra $25 per month to the principal balance. Hell I didn't even hide my care out like most do. I simply had no clue. - Clay



Health Grade Components

NCUA #20068
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.22%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$948.6MM$952.4MM
LoansQ2 2017vs Q2 2016$780.9MM$741.4MM
DepositsQ2 2017vs Q2 2016$804.5MM$819.5MM
Equity CapitalQ2 2017vs Q2 2016$90.2MM$88.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$5.3MM$5.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$4.0MM$7.1MM
Real Estate OwnedQ2 2017vs Q2 2016$235.00K$609.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Xceed Financial Federal Credit Union Savings Account Rates

0.25%--Health Savings Account
0.25%--IRA Savings
0.05%--Club Accounts
0.05%$50-Minor Savings
0.05%$100-Savings Account
0.05%$100-Access Accounts

Xceed Financial Federal Credit Union Money Market Rates

0.35%*$100k*-Executive Money Market
OTHER TIERS: 0.05% Up to $50k | 0.25% $50k - $100k
0.05%$1k-Prime Money Market

Xceed Financial Federal Credit Union Checking Account Rates

0.10%*$250k*-SeekMore Checking Account
OTHER TIERS: 0.05% Up to $250k

Xceed Financial Federal Credit Union CD Rates

2.00%$500-60 Month CD
1.79%$10k-36 Month Variable CD
1.65%$500-48 Month CD
1.40%$500-36 Month CD
1.25%$500-24 Month CD
1.05%$500-18 Month CD
0.90%$500-12 Month CD
0.60%$500-6 Month CD

Xceed Financial Federal Credit Union IRA Rates

2.00%$500-60 Month IRA
1.79%$10k-36 Month Variable IRA
1.65%$500-48 Month IRA
1.40%$500-36 Month IRA
1.25%$500-24 Month IRA
1.05%$500-18 Month IRA
0.90%$500-12 Month IRA
0.60%$500-6 Month IRA