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Overview / Commentary
2001 Pleasant Ridge Drive
Lexington, KY 40505

Whitaker Bank is headquartered in Lexington and is the 8th largest bank in the state of Kentucky. It is also the 584th largest bank in the nation. It was established in 1990 and as of June of 2017, it had grown to 323 employees at 35 locations. Whitaker Bank has a B health rating.


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Health Grade Components

FDIC Certificate #32912
Year Established1990
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD4.72%
Annual Interest Income$22.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.33B$1.35B
LoansQ2 2017vs Q2 2016$637.6MM$661.5MM
DepositsQ2 2017vs Q2 2016$1.09B$1.10B
Equity CapitalQ2 2017vs Q2 2016$173.8MM$170.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$13.4MM$14.9MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$20.0MM$24.3MM
Real Estate OwnedQ2 2017vs Q2 2016$11.4MM$11.0MM

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