APY | ACCOUNT TYPE | ACCOUNT NAME |
---|---|---|
3.51% | Reward Checking | VistaSmart Checking 1.84% - National Average |
2.51% | Reward Checking | Vista Checking 1.84% - National Average |
1.00% | Money Market | Money Market Account 0.90% - Ally Bank Money Market Account |
Vista Bank is headquartered in Ralls and is the 119th largest bank in the state of Texas. It is also the 1,384th largest bank in the nation. It was established in 1912 and as of June of 2017, it had grown to 115 employees at 16 locations. Vista Bank's money market rates are 2X the national average, and it boasts an A+ health rating.
Vista Bank is a long way from where I live, but I was able to open an account without having to drive to the bank. Susie was very helpful in emailing me all the necessary documents and forms needed to open my account. While it does require 30 Debit card transactions per month to receive the 3.51% interest it was not a big issue for me.
The only complaint I have is that your account must be open for 90 days before you can use the Mobile Check Deposit feature....that was never mentioned? The mobile app will simply say that you have no accounts eligible for mobile deposits.
Overall | |
---|---|
FDIC Certificate # | 1210 |
Year Established | 1912 |
Employees | 115 |
Primary Regulator | FED |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.78% |
Return on Equity - YTD | 6.25% |
Annual Interest Income | $10.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2017vs Q2 2016 | $517.9MM$393.5MM |
Loans | Q2 2017vs Q2 2016 | $394.5MM$274.3MM |
Deposits | Q2 2017vs Q2 2016 | $448.3MM$280.0MM |
Equity Capital | Q2 2017vs Q2 2016 | $67.8MM$46.3MM |
Loan Loss Allowance | Q2 2017vs Q2 2016 | $3.8MM$2.8MM |
Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $1.0MM$1.2MM |
Real Estate Owned | Q2 2017vs Q2 2016 | $0$3.4MM |
Always verify rates and promotions with the bank or credit union. We are not Vista Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | $1m* | - | Money Market Account | ||
OTHER TIERS: 0.05% → Up to $25k | 0.15% → $25k - $100k | 0.25% → $100k - $250k | 0.40% → $250k - $500k | 0.60% → $500k - $1mm |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.51%* | - | $30k | VistaSmart Checking | ||
OTHER TIERS: 0.50% → $30k+ | |||||
2.51%* | - | $30k | Vista Checking | ||
OTHER TIERS: 0.50% → $30k+ |