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LegacyTexas Bank (TX)

Popular Accounts at this Bank

1.00%Reward CheckingMaximum Checking
1.11%5-year CD60 Month Regular CD
0.10%1-year CD12 Month Regular Start-Up CD

Overview / Commentary
5851 Legacy Circle
Plano, TX 75024

LegacyTexas Bank (TX) is headquartered in Plano and is the 7th largest bank in the state of Texas. It is also the 137th largest bank in the nation. It was established in 2006 and as of June of 2017, it had grown to 862 employees at 45 locations. LegacyTexas Bank (TX)'s money market rates are 14% higher than the national average, and it has an A health rating.

Related Posts

$150 Bonus For A Reward Checking Account In Dallas - 2/2/2017

LegacyTexas bonus deal: Get a $150 bonus when you open a Maximum Checking account (with promo code MAX1) with direct deposit of $300 Accounts must be opened by March 31, 2017 Only available to residents in Collin, Dallas, Denton, Parker, Tarrant, and Wise county. bank's promo page: https://legacytexas.com/campaign/checking/maximum-checking-1.html Maximum Checking looks like a reward checking account: 1% for up to $25,000 with worldwide ATM fee reimbursements if monthly requirements are met (online statements and use your debit card at least 15 times per month) bank's Maximum Checking page: https://legacytexas.com/personal-banking/checking/maximum-checking/index.html

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My review of Legacy Texas

I have been with Legacy Texas for the past 5 years. I have been with them when it was the local community credit union. They have since change and became the bank that they are now today. This bank is not like the big brands, they have all the same amminities but with the small town helpfulness. You can walk into any branch and the team will greet you with a handshake and a warm cup of coffee. At my local branch they have been extremely helpful with any thing that I need from statements to helping me locate a past deposits. The big banks are not the only choices you can trust this small town bank as well.

Happy and content

I have been a customer of Legacy Bank for almost 25 years (although there have been several mergers and combination of names), I have maintained through them a checking account, a savings account, and a line of credit account. During the past 25 years I have never had to pay a single fee (except for interest on the line of credit). There has never been an error on a single statement, every time I walk in the door I am greeted with a smile, and their website is intuitive and secure. These guys are great and I can't recommend them enough.

Absolute Checking Rate Dropped Again

Posted by: aezalpha | Jul 31, 2012

I've never had any trouble with the bank itself...always encounter friendly and helpful staff at the branch. However, the interest rate dropped for the 3rd time since we've been customers in September 2010. We started out with 4%...and it just dropped to 1% this month (no warning at all, just an update to the website).

Worst Customer Service At The West Plano Location!

Posted by: mersmith | Aug 11, 2017

Stay away from the West Plano location. I dealt with two people on separate occasions at this location. Both were discourteous and condescending!

Take your business to another location.



Health Grade Components

FDIC Certificate #58006
Year Established2006
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD10.01%
Annual Interest Income$181.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$8.97B$8.06B
LoansQ2 2017vs Q2 2016$7.61B$6.63B
DepositsQ2 2017vs Q2 2016$6.59B$5.66B
Equity CapitalQ2 2017vs Q2 2016$1.01B$902.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$75.1MM$62.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$99.2MM$39.5MM
Real Estate OwnedQ2 2017vs Q2 2016$12.1MM$13.4MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

LegacyTexas Bank (TX) Savings Account Rates

0.10%*$250k*-Health Savings Account
OTHER TIERS: 0.05% $5k - $250k
0.05%--Basic Savings
0.05%--Kid's Club Savings
0.05%$250-IRA Savings
0.05%--Business Savings

LegacyTexas Bank (TX) Money Market Rates

0.50%*$5m*-Premier Money Market Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $250k | 0.35% $250k - $1mm | 0.40% $1mm - $5mm
0.35%*$250k*-Money Market Checking
OTHER TIERS: 0.02% Up to $2,500 | 0.05% $2,500 - $7,500 | 0.10% $7,500 - $50k | 0.25% $50k - $250k
0.25%*$5m*$25mBusiness Premier Money Market Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $250k | 0.20% $250k+
0.20%*$100k*-Business Money Market Savings
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $50k | 0.15% $50k - $100k
0.15%*$25k*-Money Market Savings
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $25k

LegacyTexas Bank (TX) Checking Account Rates

1.00%*-$25kMaximum Checking - Qualifying
OTHER TIERS: 0.25% $25k+
1.00%*-$25kAt Work Checking
OTHER TIERS: 0.25% $25k+

LegacyTexas Bank (TX) CD Rates

1.11%$1k-60 Month Regular CD
1.11%$1k-120 Month Regular CD
1.11%$1k-Business 60 Month Regular CD
1.11%$1k-Business 120 Month Regular CD
0.90%$1k-36 Month Regular CD
0.90%$1k-48 Month Regular CD
0.90%$1k-Business 36 Month Regular CD
0.90%$1k-Business 48 Month Regular CD
0.75%$1k-24 Month Regular CD
0.75%$1k-Business 24 Month Regular CD
0.60%$1k-18 Month Regular CD
0.60%$1k-Business 18 Month Regular CD
0.45%$1k-12 Month Regular CD
0.45%$1k-Business 12 Month Regular CD
0.25%$1k-6 Month Regular CD
0.25%$1k-Business 6 Month Regular CD
0.10%$100-12 Month Regular Start-Up CD
0.10%$100-Business 12 Month Regular Start-Up CD
0.05%$1k-3 Month Regular CD
0.05%$1k-Business 3 Month Regular CD

LegacyTexas Bank (TX) IRA Rates

1.11%$1k-60 Month IRA
1.11%$1k-120 Month IRA
0.90%$1k-36 Month IRA
0.90%$1k-48 Month IRA
0.75%$1k-24 Month IRA
0.60%$1k-18 Month IRA
0.45%$1k-12 Month IRA
0.25%$1k-6 Month IRA
0.10%$100-12 Month IRA Start-Up
0.05%$1k-3 Month IRA