APY | ACCOUNT TYPE | ACCOUNT NAME |
---|---|---|
2.00% | 2-year CD | 25 Month CD 1.65% - Synchrony Bank 24 Month CD |
0.89% | 1-year CD | 11 Month CD 1.50% - Ally Bank No Penalty 11-Month CD |
2.22% | 4-year CD | 48 Month CD |
USALLIANCE Financial began in 1966 as a credit union for IBM employees. Today, from its branch locations in the Northeast United States and through convenient and secure online and mobile banking options, USALLIANCE Financial serves over 90,000 members around the world.
The credit union provides a range of financial products and services, including the following personal depository banking products: checking accounts, savings accounts, health savings accounts (HSAs), money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs).
USALLIANCE Financial’s checking accounts include a special account option for teenagers. There is also a savings account option for children. The credit union’s money market account yields tiered interest rates, with higher rates for larger account balances. CD terms range from 3 to 60 months. USALLIANCE Financial offers Traditional, Roth, and Coverdell Education Savings Account IRA products.
In addition to the depository products mentioned above, USALLIANCE Financial also offers loans, lines of credit, and insurance options to its members.
Membership in USALLIANCE Financial is open to anyone through membership in any of four associations, including the American Consumer Council. Membership is open to those who live, work, or worship in the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester; the City of West Haven, Connecticut; or qualifying districts in Manhattan, Mount Vernon, and The Bronx. State or local government employees/retirees of the NY counties of Columbia, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester are also eligible to join, as are employees of more than 175 SEGs. Complete membership requirements are listed on the Credit Union's online application.
See current membership details
I worked with a particular manager at USAlliance. She was super diligent to help the process of opening an IRA and transferring a Trad IRA from another financial institution. She never took longer than 24 hours to get back to me and it was usually less than 15 minutes. I have nothing but good things to say about USAlliance. They are great there!
Had such a great experience with Doreen G. at the West Haven office. She was super helpful, patient while explaining everything and knowledgeable about all the services. I had many questions and she took her time to explain each and every one in detail. Highly Recommended.
Surprisingly, this was for existing members only, not for the public or new members. Speaks well for their loyalty to existing members!
It ended today, 8/31, for members.
I spoke with a manager at the bank and was told that no one could deposit my check for me while I was on vacation. As my bill payments were due to be withdrawn out of my account, it led to so many overdraft fees. I then had to leave my vacation and drive all the back to Ct to deposit the check myself. Had I know that someone else could actually make the deposit for me, that would have saved all those overdraft fees and the drive back. I'm so upset right now and heading back down south annoyed. Everyone should always give the customer accurate information
Overall | |
---|---|
NCUA # | 17587 |
Year Chartered | 1966 |
Employees | 247 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.89% |
Return on Equity - YTD | 11.42% |
Annual Interest Income | $25.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2017vs Q2 2016 | $1.28B$1.17B |
Loans | Q2 2017vs Q2 2016 | $1.09B$976.4MM |
Deposits | Q2 2017vs Q2 2016 | $1.01B$991.0MM |
Equity Capital | Q2 2017vs Q2 2016 | $98.3MM$87.6MM |
Secondary Capital | Q2 2017vs Q2 2016 | $7.0MM |
Loan Loss Allowance | Q2 2017vs Q2 2016 | $9.2MM$7.8MM |
Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $7.3MM$8.0MM |
Real Estate Owned | Q2 2017vs Q2 2016 | $976.00K$1.0MM |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
Always verify rates and promotions with the bank or credit union. We are not USALLIANCE Financial; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.05%* | - | $500 | MyLife Savings | ||
OTHER TIERS: 0.02% → $500+ | |||||
0.65% | - | - | Education Savings Account | ||
0.40% | $25 | - | STAR Account | ||
0.25% | - | - | Club Account | ||
0.10%* | $2k* | - | Savings Plus Account | ||
OTHER TIERS: 0.05% → Up to $2k | |||||
0.05%* | $2k* | - | Share Management Savings | ||
OTHER TIERS: 0.02% → Up to $2k | |||||
0.05%* | $2k* | - | Kids Savings Account | ||
OTHER TIERS: 0.02% → Up to $2k | |||||
0.05%* | $2k* | - | Teen Savings Account | ||
OTHER TIERS: 0.02% → Up to $2k | |||||
0.05%* | $2k* | - | Health Savings Account | ||
OTHER TIERS: 0.02% → Up to $2k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.90%* | $75k* | - | MyLife Money Market | ||
OTHER TIERS: 0.05% → Up to $2k | 0.10% → $2k - $5k | 0.20% → $5k - $25k | 0.25% → $25k - $50k | 0.60% → $50k - $75k | |||||
0.35%* | $75k* | - | Platinum Money Manager Account | ||
OTHER TIERS: 0.05% → Up to $75k | |||||
0.30%* | $50k* | - | Diamond Money Manager Account | ||
OTHER TIERS: 0.05% → Up to $50k | |||||
0.25%* | $25k* | - | Super Savings Money Manager Account | ||
OTHER TIERS: 0.05% → Up to $25k | |||||
0.20%* | $5k* | - | Silver Money Manager Account | ||
OTHER TIERS: 0.05% → Up to $5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.28% | $500 | - | 60 Month CD | |
2.22% | $500 | - | 48 Month CD | |
2.17% | $500 | - | 36 Month CD | |
2.00% | $500 | - | 25 Month CD | |
1.82% | $500 | - | 24 Month CD | |
1.66% | $500 | - | 36 Month Step-Up CD Special | |
1.56% | $500 | - | 24 Month Step-Up CD Special | |
1.46% | $500 | - | 18 Month CD | |
1.31% | $500 | - | 15 Month CD | |
1.16% | $500 | - | 12 Month CD | |
1.16% | $500 | - | 12 Months CD Saver Special | |
0.89% | $500 | - | 11 Month CD | |
0.85% | $500 | - | 9 Month CD | |
0.80% | $500 | - | 6 Month CD | |
0.60% | $500 | - | 3 Month CD | |
0.30% | $100k | - | 31 - 364 Day Jumbo CD |