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120 South Mill Street
West Salem, WI 54669

Union State Bank of West Salem is headquartered in West Salem and is the 182nd largest bank in the state of Wisconsin. It is also the 4,635th largest bank in the nation. It was established in 1903 and as of June of 2017, it had grown to 16 employees at 2 locations. Union State Bank of West Salem has a B health rating.

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Reward Checking (2.02% Up To $15,000) In Wisconsin - 10/8/2016

Today’s La Crosse Tribune ad: Ultimate Checking at Union State Bank If your daily balance is $15,000 or less, the interest rate paid on the entire balance in your account will be 2.00% with an annual percentage yield of 2.02%, if you qualify Qualifications to receive 2.02% APY include: * One direct deposit post per monthly statement cycle * Have 10 POS Purchases with your debit card post to your account per monthly cycle * Sign in to Internet Banking once during the monthly statement cycle * Receive eStatements * Use Bill Pay one time during the monthly statement cycle If you do not meet the qualifications, the rate you will receive is 0.10%.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Union State Bank of West Salem has a relatively low asset base.

Health Grade Components

FDIC Certificate #14560
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.15%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$82.1MM$75.1MM
LoansQ2 2017vs Q2 2016$61.8MM$57.7MM
DepositsQ2 2017vs Q2 2016$67.0MM$60.6MM
Equity CapitalQ2 2017vs Q2 2016$9.4MM$9.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$652.00K$482.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.8MM$630.00K
Real Estate OwnedQ2 2017vs Q2 2016$156.00K$156.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union State Bank of West Salem Checking Account Rates

2.02%*-$15kUltimate Checking
OTHER TIERS: 0.10% $15k+

Union State Bank of West Salem Locations
Union State Bank Of West Salem120 South Mill StreetWest Salem, WI 54669
Union Station BranchHwy 16 and Cty MWest Salem, WI 54669