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Overview / Commentary
50 North Third Street
Newark, OH 43055

The Park National Bank is headquartered in Newark and is the 8th largest bank in the state of Ohio. It is also the 159th largest bank in the nation. It was established in 1908 and as of June of 2017, it had grown to 1,738 employees at 113 locations. The Park National Bank has a B+ health rating.

Reviews (1)

Local Banking in the Midwest with Park National Bank

I have been a customer of Park National Bank for several years. When I was a child, they were my first bank account. When I became an adult, they held my first checking account. I have had CDs held by them and I have had loans from them. This bank seeks to provide excellent service to their local customers. I have never felt anything but welcomed through their doors and I have appreciated every interaction with the employees of Park National. I find that their rates are generally competitive with the larger banks in the area, but the personal aspect of banking locally may give them an edge.

I will say they are falling behind in the world of on-line banking. I have accounts at a couple large national chains, and their on-line interface is far superior than what Park National has produced locally. Having said that, most of the advantage is aesthetic and related to efficiency. The general functionality of the online services is comparable.

In all, this is a bank that I have used many products from, and have been happy with their offers and their employees.


Health Grade Components

FDIC Certificate #6653
Year Established1908
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD14.02%
Annual Interest Income$135.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$7.76B$7.37B
LoansQ2 2017vs Q2 2016$5.28B$5.03B
DepositsQ2 2017vs Q2 2016$6.04B$5.73B
Equity CapitalQ2 2017vs Q2 2016$602.0MM$593.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$51.7MM$56.3MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$79.5MM$97.5MM
Real Estate OwnedQ2 2017vs Q2 2016$7.1MM$7.0MM

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