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Overview / Commentary
101 Lake Avenue South
Battle Lake, MN 56515

The First National Bank of Battle Lake is headquartered in Battle Lake and is the 191st largest bank in the state of Minnesota. It is also the 4,654th largest bank in the nation. It was established in 1907 and as of June of 2017, it had grown to 15 employees at 1 location. The First National Bank of Battle Lake has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Battle Lake has a relatively low asset base.

Health Grade Components

FDIC Certificate #5090
Year Established1907
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.81%
Return on Equity - YTD14.62%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$80.4MM$79.6MM
LoansQ2 2017vs Q2 2016$43.1MM$36.5MM
DepositsQ2 2017vs Q2 2016$69.9MM$68.5MM
Equity CapitalQ2 2017vs Q2 2016$10.2MM$11.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$439.00K$512.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$102.00K$504.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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The First National Bank of Battle Lake Checking Account Rates

2.25%*-$25kKasasa Cash
OTHER TIERS: 0.40% $25k+

The First National Bank of Battle Lake Locations
The First National Bank Of Battle Lake101 Lake Avenue SouthBattle Lake, MN 56515