Synergy Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.01%	Reward Checking	Kasasa Cash 1.84% - National Average
1.01%	Reward Savings	Kasasa Saver 0.81% - National Average
1.65%	5-year CD	5 Year CD 2.25% - Bank of Internet USA 60 Month CD

View all Synergy Bank rates »

Overview / Commentary

banksynergy.com

985-851-3341

210 Synergy Center Boulevard
Houma, LA 70360

Synergy Bank is headquartered in Houma and is the 26^th largest bank in the state of Louisiana. It is also the 1,371^st largest bank in the nation. It was established in 1999 and as of June of 2017, it had grown to 121 employees at 6 locations. Synergy Bank's money market rates are 14% higher than the national average, and it has a B+ health rating.

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Health

B+

Data as of Q2 2017

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Health Grade Components

Overall
FDIC Certificate #	34978
Year Established	1999
Employees	121
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.96%
Return on Equity - YTD	9.12%
Annual Interest Income	$10.4MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$523.4MM$501.6MM
Loans	Q2 2017vs Q2 2016	$349.6MM$350.6MM
Deposits	Q2 2017vs Q2 2016	$466.0MM$447.3MM
Equity Capital	Q2 2017vs Q2 2016	$55.0MM$53.4MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$8.1MM$7.7MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$13.4MM$12.1MM
Real Estate Owned	Q2 2017vs Q2 2016	$427.00K$596.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Synergy Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%^*	-	$15k	Kasasa Saver
OTHER TIERS: 0.50% → $15k+
0.50%^*	$100k^*	-	IRA Savings Account
OTHER TIERS: 0.35% → Up to $15k \| 0.40% → $15k - $100k
0.50%^*	$100k^*	-	ESA Savings Account
OTHER TIERS: 0.35% → Up to $15k \| 0.40% → $15k - $100k
0.50%^*	$100k^*	-	Roth IRA Savings Account
OTHER TIERS: 0.35% → Up to $15k \| 0.40% → $15k - $100k
0.50%	-	-	uSave Club - Automatic
0.35%	$100	-	Regular Savings
0.35%	$100	-	Health Savings
0.35%	-	-	uSave Club - Coupon Book
0.35%	$50	-	Penny's Club

Synergy Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$100k^*	-	Power Plus Money Market
OTHER TIERS: 0.35% → $2,500 - $15k \| 0.40% → $15k - $100k
0.40%^*	$100k^*	-	Power Money Market
OTHER TIERS: 0.35% → $2,500 - $100k

Synergy Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.01%^*	-	$15k	Kasasa Cash
OTHER TIERS: 0.50% → $15k+
0.25%	$1k	-	Premium Club
0.25%	$1k	-	Plus Account
0.25%	$1k	-	Gold Checking

Synergy Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.65%^*	$100k^*	-	5 Year CD
OTHER TIERS: 1.50% → $1k - $100k
1.50%^*	$100k^*	-	4 Year CD
OTHER TIERS: 1.35% → $1k - $100k
1.35%^*	$100k^*	-	3 Year CD
OTHER TIERS: 1.20% → $1k - $100k
1.25%^*	$100k^*	-	30 Month CD
OTHER TIERS: 1.10% → $1k - $100k
1.20%^*	$100k^*	-	2 Year Two-Step CD
OTHER TIERS: 1.06% → $1k - $100k
1.10%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.95% → $1k - $100k
1.00%^*	$100k^*	-	1 Year CD
OTHER TIERS: 0.85% → $1k - $100k
0.65%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.50% → $1k - $100k
0.50%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.35% → $1k - $100k
0.40%^*	$100k^*	-	1 Month CD
OTHER TIERS: 0.25% → $1k - $100k
0.35%	$1k	-	7 Day CD
0.35%	$500	-	Junior CD (6 Months)

Synergy Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.65%^*	$100k^*	-	5 Year IRA
OTHER TIERS: 1.50% → $1k - $100k
1.65%^*	$100k^*	-	5 Year ESA
OTHER TIERS: 1.50% → $500 - $100k
1.50%^*	$100k^*	-	4 Year IRA
OTHER TIERS: 1.35% → $1k - $100k
1.50%^*	$100k^*	-	4 Year ESA
OTHER TIERS: 1.35% → $500 - $100k
1.35%^*	$100k^*	-	3 Year IRA
OTHER TIERS: 1.20% → $1k - $100k
1.35%^*	$100k^*	-	3 Year ESA
OTHER TIERS: 1.20% → $500 - $100k
1.25%^*	$100k^*	-	30 Month IRA
OTHER TIERS: 1.10% → $1k - $100k
1.25%^*	$100k^*	-	30 Month ESA
OTHER TIERS: 1.10% → $500 - $100k
1.20%^*	$100k^*	-	2 Year Two Step IRA
OTHER TIERS: 1.06% → $1k - $100k
1.20%^*	$100k^*	-	2 Year Two Step ESA
OTHER TIERS: 1.06% → $500 - $100k
1.10%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 0.95% → $1k - $100k
1.10%^*	$100k^*	-	18 Month ESA
OTHER TIERS: 0.95% → $500 - $100k
1.00%^*	$100k^*	-	1 Year IRA
OTHER TIERS: 0.85% → $1k - $100k
1.00%^*	$100k^*	-	1 Year ESA
OTHER TIERS: 0.85% → $500 - $100k
0.85%	$100	-	Variable Rate 18 Month IRA
0.65%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 0.50% → $1k - $100k
0.65%^*	$100k^*	-	6 Month ESA
OTHER TIERS: 0.50% → $500 - $100k

Locations

Synergy Bank Locations
Tunnel Office Branch	1036 West Tunnel Boulevard	Houma, LA 70360
Thibodaux Office	209 East Bayou Road	Thibodaux, LA 70301
Synergy Bank	210 Synergy Center Blvd	Houma, LA 70360
Gray Office Branch	3855 West Park Avenue	Gray, LA 70359
East Houma Office	919 Grand Caillou Road	Houma, LA 70363
South Acadia Office	1070 South Acadia Road	Thibodaux, LA 70301

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