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Overview / Commentary
1601 Lincoln Street
Wisconsin Rapids, WI 54494

River Cities Bank is headquartered in Wisconsin Rapids and is the 93rd largest bank in the state of Wisconsin. It is also the 2,576th largest bank in the nation. It was established in 1997 and as of June of 2017, it had grown to 37 employees at 3 locations. River Cities Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #34304
Year Established1997
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD8.8%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$244.5MM$230.7MM
LoansQ2 2017vs Q2 2016$159.5MM$156.8MM
DepositsQ2 2017vs Q2 2016$202.2MM$176.2MM
Equity CapitalQ2 2017vs Q2 2016$33.4MM$31.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.7MM$3.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$133.00K$345.00K
Real Estate OwnedQ2 2017vs Q2 2016$152.00K$308.00K
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River Cities Bank Checking Account Rates

1.00%*$7,500*$15kRelationship Checking
OTHER TIERS: 0.03% Any amount

River Cities Bank Locations
Baraboo Wi Branch110 Linn StreetBaraboo, WI 53913
River Cities Bank1601 Lincoln StreetWisconsin Rapids, WI 54494
Stevens Point Branch5709 Windy Drive, Suite AStevens Point, WI 54482