Featured Savings Rates
Featured Accounts

Postal & Community Credit Union

Popular Accounts at this Credit Union

1.20%5-year CD5 Year Share CD
0.55%1-year CD1 Year Share CD
0.15%SavingsSavings Account

Overview / Commentary
3921 Oakland Ave
Saint Joseph, MO 64506

Postal & Community Credit Union is headquartered in Saint Joseph and is the 40th largest credit union in the state of Missouri. It is also the 2,412th largest credit union in the nation. It was established in 1922 and as of June of 2017, it had grown to 10 employees and 9,843 members at 5 locations. Postal & Community Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Andrew and Buchanan Counties in Missouri or Atchison, Doniphan or Leavenworth Counties in Kansas.
See current membership details

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Postal & Community Credit Union has a low asset base.

Health Grade Components

NCUA #64145
Year Chartered1922
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD8.68%
Annual Interest Income$654.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$47.2MM$43.4MM
LoansQ2 2017vs Q2 2016$30.1MM$29.2MM
DepositsQ2 2017vs Q2 2016$43.3MM$39.6MM
Equity CapitalQ2 2017vs Q2 2016$3.8MM$3.7MM
Loan Loss AllowanceQ2 2017vs Q2 2016$174.00K$120.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$162.00K$168.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Postal & Community Credit Union Savings Account Rates

0.20%$25-IRA Savings Accounts
0.15%$25-Savings Account
0.15%$25-Holiday Club Account
0.15%$25-Vacation Club Account

Postal & Community Credit Union Money Market Rates

0.35%*$100k*-Money Market Accounts
OTHER TIERS: 0.20% $1k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

Postal & Community Credit Union Checking Account Rates

0.10%$500-Premier Checking Accounts

Postal & Community Credit Union CD Rates

1.25%$500-11 Month Share CD
1.20%$500-5 Year Share CD
1.10%$500-4 Year Share CD
1.00%$500-3 Year Share CD
1.00%$500-7 Month Share CD
0.65%$500-2 Year Share CD
0.60%$500-18 Month Share CD
0.55%$500-1 Year Share CD
0.45%$500-9 Month Share CD
0.35%$500-6 Month Share CD
0.25%$500-3 Month Share CD

Postal & Community Credit Union IRA Rates

1.25%$500-11 Month Share IRA
1.20%$500-5 Year Share IRA
1.10%$500-4 Year Share IRA
1.00%$500-3 Year Share IRA
1.00%$500-7 Month Share IRA
0.65%$500-2 Year Share IRA
0.60%$500-18 Month Share IRA
0.55%$500-1 Year Share IRA
0.45%$500-9 Month Share IRA
0.35%$500-6 Month Share IRA
0.25%$500-3 Month Share IRA

Postal & Community Credit Union Locations
Branch Office14902 W 117th StOlathe, KS 66062-9306
Branch Office3602 N Belt HwySaint Joseph, MO 64506-1399
Branch Office3921 Oakland AveSaint Joseph, MO 64506
Branch Office402 S. Bus 71 HwySavannah, MO 64485
Branch Office5325 Faraon StSaint Joseph, MO 64506-3488