Featured Savings Rates
Featured Accounts

Popular Direct

Popular Accounts at this Bank

2.45%5-year CD5 Year Popular Direct CD
1.85%2-year CD2 Year Popular Direct CD
1.70%18-month CD18 Month Popular Direct CD

Good Experience

Posted by: Flackle12 | Dec 13, 2016

I signed up for Popular Direct about a year or so ago. Their rates are very competitive and fair for their CDs, I went with the 24 month CD which is one of the best rates on the market. Opening the account was very easy and their customer service was top notch. Their site is smooth and works very well, I have yet to have any issues with it. I have kept an eye on the account and it seems very secure as nothing suspicious has happened. There are no hidden fees, and their policies are clear and spelled out in concise language. I have had nothing but positive experiences with this bank and I will continue to use this bank in the future.

Incoming Deposit Limit Is Fixed - Now It's 1 Million

Posted by: curls | Sep 18, 2016

They've fixed that odd problem where you couldn't add much after initial deposit.

They still have only 1 bank linkable at a time. And customer service has asked but hasn't been told more are planned yet.

Setting up the account online was easy enough and it's there, in less than 3 days. The application times out and doesn't save, so look down the list and gather all information before starting.

Doesn't Feel Like A Very Reliable Bank So Far

Just opened an account and they have not earned my confidence so far. I investigated only after opening an account and they are not listed in FDIC and Federal Reserve Board. They claim to be associated with Banco Popular of North America but there is not written documentation of this except what they claim on their website. Their instructions on their website on their Create User Profile page for creating a user ID for access to online banking is incorrect (i.e., Must be a minimum of 8 characters, at least 2 letters and 2 numbers and is case sensitive.). I spoke with a customer rep and she gave me very different instructions (i.e., Must have 8 or less characters, 1 capital letter, and at least 1 number). Feeling uneasy, I requested to speak to a floor supervisor who gave me yet a different set of instructions (8-10 characters, include at least 1 number). I am now nervous about putting any more money into this account. I've never encountered this with a legitimate financial institution. Assuming they are somehow still a legit bank, I don't know how else they will be unreliable. Who are these people I am trusting my money with? I'm afraid to put more of my money into my account with them and wondering if I'm better off closing the account and going elsewhere.

Watch Out!

Posted by: Nutgraf | Sep 2, 2016

Take a look at the very fine print on the account agreement before you do business with this bank. When you close your account, they DO NOT accrue interest to the closing date. That can get expensive if you don't pay attention.



Health Grade Components

FDIC Certificate #34967
Year Established1999
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD2.36%
Annual Interest Income$166.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$8.97B$8.22B
LoansQ2 2017vs Q2 2016$5.79B$5.18B
DepositsQ2 2017vs Q2 2016$6.40B$5.48B
Equity CapitalQ2 2017vs Q2 2016$1.85B$1.85B
Loan Loss AllowanceQ2 2017vs Q2 2016$54.8MM$37.4MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$112.4MM$101.4MM
Real Estate OwnedQ2 2017vs Q2 2016$2.1MM$3.1MM
User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Savings Rate Is Now 1.21% APY

Carpline |
Popular Direct's High Rise Savings account was raised to 1.21% APY.

One Year CD Rate Of 1.55%

IvoryMale |
$10,000 Minimum Balance Required For CD's
3 Month 1.25% 6 Month 1.40% 1 Year 1.55% 18 Month 1.70% 2 Years 1.80% 3 Years 1.90% 4 Years 2.00% 5 Years 2.35% Online Savings Rate Remains @ 1.15%

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Always verify rates and promotions with the bank or credit union. We are not Popular Direct; we are a rate comparison website and cannot provide official rates or promotions.

Popular Direct Savings Account Rates

1.21%$5k-Popular Direct Plus Savings Account

Popular Direct CD Rates

2.45%$10k-5 Year Popular Direct CD
2.00%$10k-4 Year Popular Direct CD
1.90%$10k-3 Year Popular Direct CD
1.85%$10k-2 Year Popular Direct CD
1.70%$10k-18 Month Popular Direct CD
1.60%$10k-1 Year Popular Direct CD
1.00%$10k-6 Month Popular Direct CD
0.75%$10k-3 Month Popular Direct CD

Popular Direct is an Internet only bank and does not have branch locations. Its headquarters is located at PO Box 4884 - Miami Lakes, FL 33014