Featured Savings Rates
Featured Accounts

Polish National Credit Union

Popular Accounts at this Credit Union

1.52%5-year CD60 Month Term Share Certificate
0.51%1-year CD12 Month Term Share Certificate
0.10%SavingsStatement Savings

Overview / Commentary
46 Main St
Chicopee, MA 01020

Polish National Credit Union is headquartered in Chicopee and is the 18th largest credit union in the state of Massachusetts. It is also the 469th largest credit union in the nation. It was established in 1921 and as of June of 2017, it had grown to 102 employees and 23,641 members at 10 locations. Polish National Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to the following: (1) those who live, work, attend school or worship in Hampshire, Hampden, Franklin, and Berkshire counties in Massachusetts; (2) those who live, work, or attend any accredited public or private college or university, high school, or elementary school in Litchfield, Hartford, or Tolland counties in Connecticut.
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Health Grade Components

NCUA #66597
Year Chartered1921
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD2.57%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$578.1MM$485.3MM
LoansQ2 2017vs Q2 2016$409.1MM$315.1MM
DepositsQ2 2017vs Q2 2016$478.9MM$409.2MM
Equity CapitalQ2 2017vs Q2 2016$76.0MM$73.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.5MM$1.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$827.00K$220.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Polish National Credit Union Savings Account Rates

0.10%--Statement Savings
0.10%$25-Youth Statement Savings
0.10%--Christmas Club
0.10%--Teen Savings
0.10%--All Purpose Club

Polish National Credit Union Money Market Rates

0.41%*$150k*-Premium Money Market
OTHER TIERS: 0.15% $1k - $25k | 0.20% $25k - $75k | 0.25% $75k - $100k | 0.36% $100k - $150k
0.10%--Money Market
0.10%--IRA Money Market

Polish National Credit Union Checking Account Rates

0.75%*-$10kPerks Checking Account
OTHER TIERS: 0.05% $10k - $20k
0.10%--NOW Account
0.05%--Cost Less NOW Account
0.05%--Teen Now

Polish National Credit Union CD Rates

1.52%$500-60 Month Term Share Certificate
1.48%$500-48 Month Term Share Certificate
1.07%$500-36 Month Term Share Certificate
1.02%$500-24 Month Term Share Certificate
0.61%$500-18 Month Term Share Certificate
0.51%$500-12 Month Term Share Certificate
0.36%$500-6 Month Term Share Certificate
0.10%$500-3 Month Term Share Certificate

Polish National Credit Union IRA Rates

1.52%$250-60 Month IRA Certificate
1.48%$250-48 Month IRA Certificate
1.07%$250-36 Month IRA Certificate
1.02%$250-24 Month IRA Certificate
0.61%$250-18 Month Term IRA Certificate
0.51%$250-12 Month Term IRA Certificate

Cities: Chicopee, Granby, Hampden, Southampton, Springfield, Westfield, Wilbraham

Chicopee Branches
Branch Office244 Exchange StChicopee, MA 01013
Branch Office46 Main StChicopee, MA 01020
Branch Office617 Montgomery StChicopee, MA 01020
Branch Office923 Front StChicopee, MA 01020-1723

Granby Branches
Branch Office34 W State StGranby, MA 01033-9450

Hampden Branches
Branch Office25 E Longmeadow RdHampden, MA 01036

Southampton Branches
Branch Office32 College HwySouthampton, MA 01073

Springfield Branches
Branch Office730 Worcester StSpringfield, MA 01151

Westfield Branches
Branch Office1 Parkside AveWestfield, MA 01085

Wilbraham Branches
Branch Office202 Boston RdWilbraham, MA 01095