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Pennsylvania State Employees Credit Union

Popular Accounts at this Credit Union

2.25%5-year CD60 Months CD
1.00%1-year CD12 Months CD
0.15%SavingsRegular Share Account

Overview / Commentary
1500 Elmerton Ave
Harrisburg, PA 17110

Pennsylvania State Employees Credit Union is headquartered in Harrisburg and is the largest credit union in the state of Pennsylvania. It is also the 28th largest credit union in the nation. It was established in 1933 and as of June of 2017, it had grown to 698 employees and 432,398 members at 22 locations. Pennsylvania State Employees Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Pennsylvania State Employees Credit Union is open to Pennsylvania residents who are members of Pennsylvania Recreation & Parks Society ($20 membership fee). Membership is also open to Pennsylvania state or local government employees, municipality or school district employees, students, faculty, staff and alumni of universities in the Pennsylvania State System, and over 1,000 Select Employer Groups.
See current membership details

Related Posts

$150 Direct Deposit Bonus - PA - 5/22/2017

Saw this at a PSECU branch in Harrisburg, but they have branches throughout PA To receive $150, new members must: join PSECU before 6/30/2017 with a promotional code (FS150); sign up and be approved for Checking, Debit Card and Online Banking; and establish one or more qualifying payroll Direct Deposits that together total $300 per calendar month, recurring monthly, within 90 days of establishing membership. https://psecu.com/promo/

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PSECU is reliable and convenient

My experience banking with PSECU has been nothing short of flawless. My family has used PSECU to bank for as long as I can remember. My first checking and savings accounts were with PSECU and i have been banking with them ever since (over 20 years). Their customer service representatives are friendly and helpful. Their online banking capabilities have been greatly improved over the last few years and now online banking is simple and convenient. I'd highly recommend PSECU to anyone looking to switch financial institutions. I plan to bank with them forever.

Great Customer Servicse

I really like my credit union. They have some wonderful people working for them. Every branch I enter, I'm greeted warmly and the people are always helpful. I've never had to wait in line more than a couple of minutes. There have been a few times when I needed to call and I received the same level of customer service. While they have an online banking system, it's about the same as any other, I would imagine. I mostly use it to pay a few bills and check my balance.

PSECU for the win

I started banking with them more than ten years ago. The customer service has always been and continues to be the best I've ever dealt with in my experience. They are helpful and knowledgeable. The websit is easy to navigate. I have a checking and savings account with them, and I also got a car loan from them. It was easy to obtain and easy to make monthly payments. I would absolutely use them for a loan again.

PSECU treats their customers like human beings

Posted by: peggyrocha | Jun 8, 2017

My experience with Pennsylvania State Employees Credit Union has been nothing but phenomenal, and has confirmed for me that I hope never to do business with any bank other than a SECU if I can help it. PSECU does not find senseless, obnoxious ways to squeeze more and more pennies out of their customers. Their customer service is excellent; it is easy to reach a competent representative without sitting through an insulting Q&A session with a robot. The people I deal with at this institution are actually happy to help with any issues I may have, and if they can't help, they show a genuine interest in finding me someone who can. Overall, the ethos of PSECU is that the money I deposit with them is MY money, not theirs, and that they have an obligation to continually renew the values that earned my business in the first place. Finally, I appreciate that they do not participate in predatory practices that put their customers' money at undue risk. Literally every good thing I've listed here I have found to be absent or the opposite at all other financial institutions I have used throughout my life. PSECU is a breath of fresh air.



Health Grade Components

NCUA #64131
Year Chartered1933
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD8.59%
Annual Interest Income$90.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$5.05B$4.64B
LoansQ2 2017vs Q2 2016$3.71B$3.44B
DepositsQ2 2017vs Q2 2016$4.48B$4.11B
Equity CapitalQ2 2017vs Q2 2016$537.6MM$500.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$48.4MM$50.6MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$21.9MM$20.2MM
Real Estate OwnedQ2 2017vs Q2 2016$479.00K$501.00K
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Pennsylvania State Employees Credit Union Savings Account Rates

0.15%--Regular Share Account
0.15%--Vacation Savings Share
0.15%--Christmas Savings Share
0.15%--IRA Savings Account
0.15%--Summer Pay (S5) Account

Pennsylvania State Employees Credit Union Money Market Rates

0.20%$500-Money Market Account

Pennsylvania State Employees Credit Union Checking Account Rates

0.10%--Checking Account

Pennsylvania State Employees Credit Union CD Rates

2.25%$500-60 Months CD
2.00%$500-48 Months CD
1.75%$500-36 Months CD
1.50%$500-24 Months CD
1.25%$500-18 Months CD
1.00%$500-12 Months CD
0.75%$500-9 Months CD
0.50%$500-6 Months CD
0.25%$500-3 Months CD

Pennsylvania State Employees Credit Union IRA Rates

2.25%$500-60 Months IRA
2.00%$500-48 Months IRA
1.75%$500-36 Months IRA
1.50%$500-24 Months IRA
1.25%$500-18 Months IRA
1.00%$500-12 Months IRA
0.75%$500-9 Months IRA
0.50%$500-6 Months IRA
0.25%$500-3 Months IRA