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Patriot Bank

Popular Accounts at this Bank

1.70%5-year CD60 Month CD
1.40%1-year CDBusiness 12 Month CD
0.25%SavingsPatriot Savings

Overview / Commentary
1815 Little Road
Trinity, FL 34655

Patriot Bank is headquartered in Trinity and is the 104th largest bank in the state of Florida. It is also the 3,470th largest bank in the nation. It was established in 2004 and as of June of 2017, it had grown to 25 employees at 4 locations. Patriot Bank's CD rates are 56% higher than the national average, and it has a B health rating.

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Reviews (4)

Effective March 10

Posted by: Anonymous | Mar 4, 2010

Effective March 10, 2010, the rate of 3.01% will be paid on only the first $35,000 deposited.

Patriot Bank Of Florida Changes To RCA

Posted by: andybuji | Sep 24, 2010

Effective 10/12/10 the following changes will go into effect:

Max qualifying balance will be reduced from $35,000 to $25,000

Debit card purchases will increase from 10 to 12

Rates stay the same

Wish I Could Give A Zero Star Rating.

Not only is this bank stuck in the 18th century, since you can not really take care of anything without going into the bank in person, but they also have fees on top of fees for more fees. Any time I ever had a problem of any kind of out of the ordinary, the people I dealt with were not only no help at all, leaving all the research and follow-up for me to do, but always assumed that I had somehow done something wrong. Even after I proved to them that it was the bank's fault, and not mine; there was no apology or any type of courtesy from the bank. The people are RUDE and PUSHY, IGNORANT and not helpful at all.

DON'T USE THIS BANK! You will be sorry if you do!

The Down Payment Was Supposed To Be Returned To Me

Posted by: Anonymous | Aug 20, 2012

Asked for 3 grand as a holding down payment. Told me that I would get it back once my account was final. Never got my money. Will not go back.


Health Grade Components

FDIC Certificate #57789
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD7.35%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$154.5MM$154.8MM
LoansQ2 2017vs Q2 2016$128.4MM$116.0MM
DepositsQ2 2017vs Q2 2016$131.8MM$135.1MM
Equity CapitalQ2 2017vs Q2 2016$19.7MM$18.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.2MM$1.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$959.00K$492.00K
Real Estate OwnedQ2 2017vs Q2 2016$2.1MM$1.6MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Patriot Bank Savings Account Rates

0.25%*$100k*-Patriot Savings
OTHER TIERS: 0.10% $100 - $100k
0.25%*$100k*-Business Savings
OTHER TIERS: 0.10% $100 - $100k
0.25%*$100k*-Patriot Youth Savings
OTHER TIERS: 0.10% Up to $100k

Patriot Bank Money Market Rates

0.50%*$100k*-Patriot Money Market
OTHER TIERS: 0.20% $2,500 - $25k | 0.35% $25k - $100k
0.50%*$100k*-Commercial Money Market
OTHER TIERS: 0.20% $2,500 - $25k | 0.35% $25k - $100k

Patriot Bank Checking Account Rates

0.15%*$25k*-Declaration Checking
OTHER TIERS: 0.10% $1k - $25k
0.15%*$25k*-Liberty 50 Checking
OTHER TIERS: 0.10% $1k - $25k

Patriot Bank CD Rates

1.70%$1k-60 Month CD
1.70%$1k-Business 60 Month CD
1.50%$1k-48 Month CD
1.50%$1k-Business 48 Month CD
1.40%$1k-12 Month CD
1.40%$1k-Business 12 Month CD
1.35%$1k-36 Month CD
1.35%$1k-Business 36 Month CD
1.20%$1k-24 Month CD
1.20%$1k-Business 24 Month CD
1.10%$1k-18 Month CD
1.10%$1k-18 Month Business CD
0.65%$1k-6 Month CD
0.65%$1k-Business 6 Month CD
0.45%$1k-3 Month CD
0.45%$1k-Business 3 Month CD

Patriot Bank IRA Rates

1.70%$1k-60 Month IRA
1.50%$1k-48 Month IRA
1.40%$1k-12 Month IRA
1.35%$1k-36 Month IRA
1.20%$1k-24 Month IRA
1.10%$1k-18 Month IRA
0.65%$1k-6 Month IRA
0.45%$1k-3 Month IRA

Patriot Bank Locations
Palm Harbor Branch924 Us Alternate 19Palm Harbor, FL 34683
River Ridge Branch11355 Decubellis RoadNew Port Richey, FL 34654
Patriot Bank1815 Little RoadTrinity, FL 34655
Regency Oaks Branch2751 Regency Oaks BoulevardClearwater, FL 33759