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Passumpsic Savings Bank

Popular Accounts at this Bank

0.50%Reward CheckingReward Checking
1.05%5-year CD5 Year CD
0.25%1-year CD12 Month CD

Overview / Commentary
497 Railroad Street
Saint Johnsbury, VT 05819

Passumpsic Savings Bank is headquartered in Saint Johnsbury and is the 4th largest bank in the state of Vermont. It is also the 1,162nd largest bank in the nation. It was established in 1853 and as of June of 2017, it had grown to 159 employees at 11 locations. Passumpsic Savings Bank has an A health rating.

Reviews (1)

Good place to bank!

Posted by: JohnF | Jun 23, 2015

My experience with Passumpsic Bank has been positive. They have several branches in the North Country of NH including Littleton, Whitefield and Lancaster which I have found convenient. Their customer service representatives are pleasant and professional. The bank employees keep the small town feel, where it's a good feeling to bank where I'm known by name when I enter a location. Their services include checking and savings accounts as well as other products. They provide telebanking which I find very convenient. The only difference I have found in comparison with the telebanking of national banks is that Passumpsic doesn't seem to have the level of transaction detail available over the phone as I would like. It will provide you with your balance and last transaction amounts and date, but I have not been able to get details (ie. location or name of company) on transactions. They do seem to have this level of detail if you request it at a branch location, so I hold out hope that telebanking will get more detailed in the future. Customer care is their biggest asset, because they make it about me.


Health Grade Components

FDIC Certificate #14134
Year Established1853
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD3.66%
Annual Interest Income$10.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$637.4MM$616.9MM
LoansQ2 2017vs Q2 2016$499.7MM$478.3MM
DepositsQ2 2017vs Q2 2016$525.9MM$492.5MM
Equity CapitalQ2 2017vs Q2 2016$74.1MM$71.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$6.2MM$4.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$6.8MM$5.4MM
Real Estate OwnedQ2 2017vs Q2 2016$234.00K$400.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Passumpsic Savings Bank Savings Account Rates

0.20%$25-IRA Savings
0.20%*$15k*-Health Savings Account Checking
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $5k | 0.15% $5k - $15k
0.10%$50-Statement Savings
0.10%--Youth Statement Savings
0.10%--Savers Club

Passumpsic Savings Bank Money Market Rates

0.30%*$500k*-Money Market Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $50k | 0.15% $50k - $100k | 0.25% $100k - $500k
0.30%*$500k*-Business Money Market Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $50k | 0.15% $50k - $100k | 0.25% $100k - $500k

Passumpsic Savings Bank Checking Account Rates

0.50%*-$25kReward Checking
OTHER TIERS: 0.10% $25k+
0.30%*$50k*-Non-Profit Plus
OTHER TIERS: 0.20% $10k - $50k
0.05%--Bonus Benefits Checking Account
0.05%$500-Business NOW Account

Passumpsic Savings Bank CD Rates

1.05%$500-5 Year CD
0.75%$500-4 Year CD
0.55%$500-3 Year CD
0.45%$500-2 Year CD
0.25%$500-12 Month CD
0.15%$500-3 Month CD
0.15%$500-6 Month CD
0.15%$75-Youth 6 Month CD

Passumpsic Savings Bank IRA Rates

1.05%$500-5 Year IRA
0.75%$500-4 Year IRA
0.55%$500-3 Year IRA
0.45%$500-2 Year IRA
0.25%$500-12 Month IRA
0.15%$500-3 Month IRA
0.15%$500-6 Month IRA

Cities: Danville, Island Pond, Lancaster, Littleton, Lyndonville, Newport, Northumberland, Saint Johnsbury, St. Johnsbury, Whitefield

Danville Branches
Danville Branch53 Route 2 WestDanville, VT 05828

Island Pond Branches
Mill Street Branch49 Mill StreetIsland Pond, VT 05846

Lancaster Branches
The Siwooganock Bank Branch117 Main StreetLancaster, NH 03584

Littleton Branches
Passumpsic Bank,fsb/Branch81 Meadow StreetLittleton, NH 03561

Lyndonville Branches
Memorial Branch62 Broad StreetLyndonville, VT 05851

Newport Branches
Newport Branch1 Gardner StreetNewport, VT 05855

Northumberland Branches
Groveton Branch40 State StreetNorthumberland, NH 03582

Saint Johnsbury Branches
Operations Center Branch1242 Memorial DriveSaint Johnsbury, VT 05819

St. Johnsbury Branches
Passumpsic Savings Bank497 Railroad StreetSt. Johnsbury, VT 05819

Whitefield Branches
Whitefield Branch20 Jefferson RoadWhitefield, NH 03598