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Overview / Commentary
1500 University Avenue
Oxford, MS 38655

Oxford University Bank is headquartered in Oxford and is the 59th largest bank in the state of Mississippi. It is also the 3,728th largest bank in the nation. It was established in 2000 and as of June of 2017, it had grown to 29 employees at 5 locations. Oxford University Bank has an A health rating.


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Health Grade Components

FDIC Certificate #57034
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD8.29%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$136.8MM$126.4MM
LoansQ2 2017vs Q2 2016$109.5MM$96.0MM
DepositsQ2 2017vs Q2 2016$113.4MM$110.5MM
Equity CapitalQ2 2017vs Q2 2016$12.8MM$12.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$974.00K$891.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$113.00K$110.00K
Real Estate OwnedQ2 2017vs Q2 2016$71.00K$71.00K
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Oxford University Bank Savings Account Rates

0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+

Oxford University Bank Checking Account Rates

2.50%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

Oxford University Bank Locations
Oxford University Bank1500 University AvenueOxford, MS 38655
Bank Of Pontotoc1882 Highway 15Pontotoc, MS 38863
West Jackson Avenue Branch2301 West Jackson AvenueOxford, MS 38655