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First Community Bank (VA)

Popular Accounts at this Bank

0.06%SavingsRegular Savings
0.01%CheckingCommunity Interest Checking
0.01%CheckingCommunity 50 Checking

Overview / Commentary
29 College Drive
Bluefield, VA 24605

First Community Bank (VA) is headquartered in Bluefield and is the 13th largest bank in the state of Virginia. It is also the 370th largest bank in the nation. It was established in 1920 and as of June of 2017, it had grown to 580 employees at 52 locations. First Community Bank (VA) has an A health rating.

Reviews (2)

Best local bank I've found.

I have banked with First Community Bank off and on for years. I have always been treated with respect by courteous tellers and staff members. We have about four different local banks in our home town but First Community Bank has the most options offering multiple locations and several ATM's scattered around town. We left First Community Bank a few years ago and went with Bank of America. We banked with them for years but they eventually sold part of their accounts to First Community Bank. I was very worried about how hard the crossover back to First Community Bank would be. I worried for nothing. About two weeks before the takeover went into effect, we received a thick start-up package from FCB that included all the information we needed as well as few starter checks and information on our new debit cards that we would receive in a few days. I see offers from other local banks all the time but it never crosses my mind to check into any of them.

Ruined Christmas

Posted by: DStevens | Dec 24, 2012

I have savings and checking with bank, went to transfer funds on Dec 24th from savings to checking. When went to buy groceries my debit was declined. Came home checked online, and found out my own funds, were not available till after Christmas. So I have had to cancel my Christmas plans. My Christmas is ruined. They certainly process debits immediately but transfers of funds not available over Christmas. I definitely would not recommend this Bank to anyone. There is no customer service and bank is antiquated. I am leaving Bank ASAP


Health Grade Components

FDIC Certificate #13012
Year Established1920
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD7.99%
Annual Interest Income$47.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$2.36B$2.47B
LoansQ2 2017vs Q2 2016$1.82B$1.78B
DepositsQ2 2017vs Q2 2016$1.87B$1.83B
Equity CapitalQ2 2017vs Q2 2016$328.2MM$321.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$18.9MM$21.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$20.1MM$16.7MM
Real Estate OwnedQ2 2017vs Q2 2016$3.9MM$4.2MM
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First Community Bank (VA) Savings Account Rates

0.06%$200-Regular Savings

First Community Bank (VA) Checking Account Rates

0.01%--Community Interest Checking
0.01%--Community 50 Checking