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Langley Federal Credit Union

Popular Accounts at this Credit Union

2.53%5-year CD60 Month CD
2.53%5-year IRA60 Month IRA (Traditional, Roth)
1.00%1-year CD12 Month CD

Overview / Commentary
721 Lakefront Cmns Ste 400
Newport News, VA 23606

Langley Federal Credit Union is headquartered in Newport News and is the 5th largest credit union in the state of Virginia. It is also the 90th largest credit union in the nation. It was established in 1936 and as of June of 2017, it had grown to 502 employees and 239,096 members at 19 locations. Langley Federal Credit Union's savings rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Langley Federal Credit Union is open to anyone through joining the VersaBility Resources ($5 fee), Friends of Carrollton Library ($5 fee), Friends of Suffolk Public Library ($5 membership fee), Friends of Gloucester Library ($5 fee), Friends of Poquoson Library ($5 fee), Friends of Portsmouth Library ($5 fee), or Virginia Association of Museums ($15 fee). Membership is also open to employees, members and students of Cox Communications, County of Gloucester, Food Lion, and select area companies,organizations, or schools. (Detailed membership requirements are listed in the credit union's online application)
See current membership details

Related Posts

Langley FCU Has Nationally Available 60-Month CD (2.53% APY) - 8/21/2017

Langley FCU (easy membership) has raised the rate on its 60-month CD (2.53% APY w/Active Rewards; 2.43% APY w/o Active Rewards). Minimum deposit is $1k.

Limited Time Offer In VA - 15 Month Certificate 1.15% APY - 10/18/2016

Langley Federal Credit Union is offering this special: 1.15% APY 15-month certificate Minimum to open a Certificate is $1,000. Dividends compound monthly. Penalty for early withdrawal. The minimum required to open an account is the purchase of a share in the Credit Union ($5).

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Reviews (1)

Langley FCU Smart Checking Account

Posted by: Friedwill | Aug 30, 2017

Langley Federal Credit Union has a smart checking plus account that offers me multiple benefits over the regular checking account members. These benefits include mobile banking, online bill pay, and eStatements, all of which are free. Also there is not a minimum balance and there are never any member fees or service charges. One of my favorite features that they offer is the early payday deposit. I can generally have my full paycheck available to me a day before most other people that I work with. Another benefit is that when you use their debit card they deposit $0.10 into your checking account. Also Langley waives ATM fees at other ATMs. Their interest rates for savings and checking accounts are not very good however. The best that I am aware of with them is around 1% and that is only for lower amounts. Upgrading from smart checking to smart checking plus was almost automatic, the only requirements that I remember were signing up for online statements and maintaining a minimum of $500 in your account. Overall I have enjoyed dealing with Langley Federal Credit Union over the past 12 years that I have been with them.


Health Grade Components

NCUA #1261
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD5.89%
Annual Interest Income$40.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$2.41B$2.23B
LoansQ2 2017vs Q2 2016$1.85B$1.66B
DepositsQ2 2017vs Q2 2016$1.97B$1.80B
Equity CapitalQ2 2017vs Q2 2016$267.1MM$254.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$17.3MM$16.9MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$17.6MM$13.9MM
Real Estate OwnedQ2 2017vs Q2 2016$283.00K$321.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Langley Federal Credit Union Savings Account Rates

1.61%*-$1kLangley Saves
OTHER TIERS: 0.05% $1k+
0.05%$100-Savings Account

Langley Federal Credit Union Money Market Rates

1.00%$25k-Platinum Money Market Savings
0.65%*$100k*-Money Market Savings
OTHER TIERS: 0.05% $100 - $2,500 | 0.10% $2,500 - $10k | 0.25% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.50%$100-Money Market IRA

Langley Federal Credit Union Checking Account Rates

1.61%$1k$1kLangleyPays Checking
0.05%$2,500-Smart Checking Plus

Langley Federal Credit Union CD Rates

2.53%$1k-60 Month CD
2.53%$1k-Business 60 Month CD
2.02%$1k-48 Month CD
2.02%$1k-Business 48 Month CD
1.76%$1k-36 Month CD
1.76%$1k-Business 36 Month CD
1.36%$1k-24 Month CD
1.36%$1k-Business 24 Month CD
1.26%$1k-30 Month CD
1.26%$1k-Business 30 Month CD
1.00%$1k-12 Month CD
1.00%$1k-18 Month CD
1.00%$1k-Business 12 Month CD
1.00%$1k-Business 18 Month CD
1.00%$1k-Business 8 Month CD Special
1.00%$1k-8 Month CD Special
0.50%$1k-6 Month CD
0.50%$1k-Business 6 Month CD
0.25%$1k-3 Month CD
0.25%$1k-Business 3 Month CD

Langley Federal Credit Union IRA Rates

2.53%$500-60 Month IRA
2.02%$500-48 Month IRA
1.76%$500-36 Month IRA
1.36%$500-24 Month IRA
1.26%$500-30 Month IRA
1.00%$500-12 Month IRA
1.00%$500-18 Month IRA