Featured Savings Rates
Featured Accounts

Genisys Credit Union

Popular Accounts at this Credit Union

2.15%5-year CD5 Year Share Certificate
0.50%1-year CD1 Year Flex Certificate
0.15%SavingsYou Name It Savings Account

Overview / Commentary
2100 Executive Hills Dr
Auburn Hills, MI 48326-2947

Genisys Credit Union is headquartered in Auburn Hills and is the 5th largest credit union in the state of Michigan. It is also the 100th largest credit union in the nation. It was established in 1964 and as of June of 2017, it had grown to 399 employees and 191,911 members at 28 locations. Genisys Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Genisys Credit Union is open to the following: (1) those who live, work, attend school or worhsip in the state of Michigan; (2) those who live, work, attend school or worship in Ramsey, Dakota, Anoka, Hennepin, Scott and Washington Counties in Minnesota; (3) those who live, work, attend school or worship in Montgomery County in Pennsylvania; (4) immediate family of those eligible to join.
See current membership details


My first and only Credit Union. Love them since the 80's when I think I joined it. I think their website is great and the recent bill payer change was seamless. Very professional outfit. I didn't know they were in the top 200 but I am not surprised.

Personal Attention

Posted by: cboan1 | Feb 21, 2012

My wife and I have been thinking of making a bank change for some time and considering numerous local banks. We've walked into a few, called on a few, and checked reviews on some banks. Only to figure out the bank for us was right in front of us. So we set up an appointment with Lynn to talk about banking options. We can honestly say we were blown away with the Customer Service we received from Lynn Middleton. She listened to all of our needs and was able to find a program for our situation at a GREAT rate! I would highly recommend Lynn to any of my close friends and family!

Fair checking

Posted by: JonasEfke | Sep 29, 2014

Genisys is a local credit union and not beholden to the corporate bureaucracy of some of the larger banks. They always seem to have a smile on their faces and are much more likely to have a relationship with their clients. They are local and support our local economy and best of all aren't beholden to some giant firm led by greedy criminals. They have never charged me an undeserved fee and they don't seem to gouge.

Terrible Credit Union

Posted by: Mary Turk | Mar 16, 2017

This is a terrible credit union.....their web site is the worst! And customer service is little to none. As soon as you call them, the recording will keep referring you to the web site. Then, if you have no choice but to talk to a human, usually there are atleaset 5 people in front of you. Go to ANY OTHER CREDIT UNION besides this one.



Health Grade Components

NCUA #68536
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD1.71%
Return on Equity - YTD11.66%
Annual Interest Income$37.0MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$2.32B$2.12B
LoansQ2 2017vs Q2 2016$1.39B$1.22B
DepositsQ2 2017vs Q2 2016$1.94B$1.76B
Equity CapitalQ2 2017vs Q2 2016$343.0MM$317.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$23.0MM$21.8MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$8.5MM$7.0MM
Real Estate OwnedQ2 2017vs Q2 2016$66.00K$710.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Genisys Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Genisys Credit Union Savings Account Rates

0.50%--Health Savings Account (HSA)
0.20%--IRA Savings Account
0.20%--Roth IRA Savings Account
0.20%--Coverdell Education Savings Account
0.15%--Share Savings Account
0.15%--Holiday Savings Account
0.15%--You Name It Savings Account

Genisys Credit Union Money Market Rates

0.60%*$100k*-High Yield Money Market Account
OTHER TIERS: 0.20% $2,500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.40% $50k - $75k | 0.50% $75k - $100k
0.45%$2,500-IRA Money Market Account
0.45%$2,500-Roth IRA Money Market Account
0.45%$2,500-Coverdell ESA Money Market
0.20%$100$2,500College Rewards Money Market Account

Genisys Credit Union Checking Account Rates

0.20%*$100k*-Business Checking Plus
OTHER TIERS: 0.05% $10k - $50k | 0.10% $50k - $100k
0.10%$1,500-Interest Checking Account

Genisys Credit Union CD Rates

2.20%$100k-5 Year Jumbo Certificate
2.15%$500-5 Year Share Certificate
1.95%$100k-4 Year Jumbo Certificate
1.90%$500-4 Year Share Certificate
1.75%$100k-3 Year Jumbo Certificate
1.70%$500-3 Year Share Certificate
1.70%--3 Year Youth Certificate
1.45%$100k-2 Year Jumbo Certificate
1.40%$500-2 Year Share Certificate
1.21%$100k-18 Momth Jumbo Certificate
1.15%$100k-1 Year Jumbo Certificate
1.15%$500-18 Month Share Certificate
1.10%$500-1 Year Share Certificate
0.70%$100k-6 Month Jumbo Certificate
0.65%$500-6 Month Share Certificate
0.50%$100-1 Year Flex Certificate

Genisys Credit Union IRA Rates

2.20%$100k-5 Year Jumbo IRA Certificate
2.05%$500-5 Year IRA Certificate
1.95%$100k-4 Year Jumbo IRA Certificate
1.90%$500-4 Year IRA Certificate
1.75%$100k-3 Year Jumbo IRA Certificate
1.65%$500-3 Year IRA Certificate
1.45%$100k-2 Year Jumbo IRA Certificate
1.40%$500-2 Year IRA Certificate
1.21%$100k-18 Month Jumbo IRA Certificate
1.15%$100k-1 Year Jumbo IRA Certificate
1.15%$500-18 Month IRA Certificate
1.05%$500-1 Year IRA Certificate
0.70%$100k-6 Month Jumbo IRA Certificate
0.65%$500-6 Month IRA Certificate