Featured Savings Rates
Featured Accounts

Geico Federal Credit Union

Popular Accounts at this Credit Union

1.26%5-year CD60 Month Savings Certificate
0.55%1-year CD12 Month Savings Certificate
0.10%SavingsSpecial Shares

Overview / Commentary
5260 Western Ave
Washington, DC 20076-0001

Geico Federal Credit Union is headquartered in Washington and is the 10th largest credit union in the District of Columbia. It is also the 1,308th largest credit union in the nation. It was established in 1950 and as of June of 2017, it had grown to 38 employees and 23,090 members at 10 locations. Geico Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to associates of the GEICO Corporation and its subsidiaries, employees of Banner Life Insurance Company, and immediate family of those eligible.
See current membership details

Reviews (4)

Great Service

The customer service at this great credit union is absolutely outstanding, with top notch online banking services, low fees, atm, checking, savings, investment accounts also. They have great interest rates and easy and professional staff. They also offer car loans, home loans, and every service that you could possibly think need to meet your family's financial service needs! Plus...it's Geico. They are a top rated insurance company so why wouldn't you want to bank with them! They have branches located in many US states.


I requested a new card on 1/12/2017, I just got it yesterday 2/6/2017 & I haven't received the PIN that's supposed to come with it to activate the card to use it!! so I still can't touch my money!!!! I haven't touch my money since we got paid on 1/25/2017!! I'm late with my rent, my phone just got turned off TODAY & this is with the extension I was given b/c I didn't have my card!! I barely got enough gas to get to work!! IM SO MAD RIGHT NOW!!!! I just got off the phone with USAA, I'm going back home to them! & we get paid tomorrow & I have no access!!! THE WORLD'S MOST HORRIBLE BANK!!!

No one picks up the phone when you call & when you think someone picks up, it hangs up on you, I even submitted a request thurough their website, no response, I don't understand why you can't pick out your own PIN & you have to go to the ATM to activate its so 1980's!!

Stay Away From Them

I have never experienced such bad customer service. They can't solve your problems if you're not at the branch. Their phone rings and rings. No one answers. If you need a more flexible bank that you're able to reach when you're not available to walk-in, do not go with GFCU. They will mess you up from sending something as simple as A DEBIT CARD (it's been a month and I'm still awaiting mine). I will be getting a cashiers check, extracting all of my monies and closing the accounts. They have pissed me off!

Customer Service???

This branch phone service is horrible especially if you're trying to speak with someone for assistance. Don't get me wrong the teller service is actually good but the customer service line definitely needs improvement.


Health Grade Components

NCUA #6912
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.52%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$138.4MM$139.9MM
LoansQ2 2017vs Q2 2016$55.2MM$55.2MM
DepositsQ2 2017vs Q2 2016$125.8MM$126.9MM
Equity CapitalQ2 2017vs Q2 2016$11.9MM$11.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$482.00K$668.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$389.00K$509.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Geico Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Geico Federal Credit Union Savings Account Rates

0.10%$300-Share Savings Account
0.10%-$250kIRA Share Account
0.10%$300-Special Shares
0.10%--Holiday Club
0.10%--Vacation Club

Geico Federal Credit Union Money Market Rates

0.35%*$75k*-Money Market Advantage Account
OTHER TIERS: 0.20% $5k - $25k | 0.25% $25k - $75k

Geico Federal Credit Union CD Rates

1.26%$1k-60 Month Savings Certificate
1.06%$1k-48 Month Savings Certificate
0.95%$1k-36 Month Savings Certificate
0.85%$1k-24 Month Savings Certificate
0.65%$1k-18 Month Savings Certificate
0.60%$1k-14 Month Savings Certificate
0.55%*$1k*-12 Month Savings Certificate
OTHER TIERS: 0.15% $25 - $1k
0.45%$1k-8 Month Savings Certificate
0.40%*$1k*-6 Month Savings Certificate
OTHER TIERS: 0.20% $500 - $1k

Geico Federal Credit Union IRA Rates

1.26%$1k$250k60 Month IRA Savings Certificate
1.06%$1k$250k48 Month IRA Savings Certificate
0.95%$1k$250k36 Month IRA Savings Certificate
0.85%$1k$250k24 Month IRA Savings Certificate
0.65%$1k$250k18 Month IRA Savings Certificate
0.60%$1k$250k14 Month IRA Savings Certificate
0.55%$1k$250k12 Month IRA Savings Certificate
0.45%$1k$250k8 Month IRA Savings Certificate
0.40%$1k$250k6 Month IRA Savings Certificate

Cities: Amherst, Fredericksburg, Lakeland, Macon, Poway, Richardson, Virginia Beach, Washington, Woodbury

Amherst Branches
Branch Office300 Crosspoint PkwyAmherst, NY 14226

Fredericksburg Branches
Branch Office1 Geico BlvdFredericksburg, VA 22412-9000

Lakeland Branches
Branch Office3535 W Pipkin RdLakeland, FL 33811-2882

Macon Branches
Branch Office4400 Ocmulgee East BlvdMacon, GA 31217-5642
Branch Office4295 E Ocmulgee BlvdMacon, GA 31295-0001

Poway Branches
Branch Office14111 Danielson StPoway, CA 92064-6886

Richardson Branches
Branch Office2280 N Greenville AveRichardson, TX 75082-4412

Virginia Beach Branches
Branch Office1 Geico LndgVirginia Beach, VA 23454-5693

Washington Branches
Branch Office5260 Western AveWashington, DC 20076-0001

Woodbury Branches
Branch Office750 Woodbury RdWoodbury, NY 11797-2519