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Overview / Commentary
800-766-4518
302 North Main Street
Stratford, TX 79084

First State Bank (Stratford, TX) is headquartered in Stratford and is the 224th largest bank in the state of Texas. It is also the 2,662nd largest bank in the nation. It was established in 1948 and as of June of 2017, it had grown to 42 employees at 3 locations. First State Bank (Stratford, TX) has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #16695
Year Established1948
Employees42
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD13.4%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$233.5MM$240.8MM
LoansQ2 2017vs Q2 2016$121.4MM$121.1MM
DepositsQ2 2017vs Q2 2016$186.8MM$195.5MM
Equity CapitalQ2 2017vs Q2 2016$25.2MM$24.9MM
Loan Loss AllowanceQ2 2017vs Q2 2016$782.00K$807.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$0$1.9MM
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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First State Bank (Stratford, TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$100kReward Checking
OTHER TIERS: 0.10% $100k+
Locations


First State Bank (Stratford, TX) Locations
Dalhart Office1601 16th StreetDalhart, TX 79022
First State Bank302 North Main StreetStratford, TX 79084
Dumas Office500 East First StreetDumas, TX 79029