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Overview / Commentary
19230 State Route 136
Winchester, OH 45697

First State Bank (OH) is headquartered in Winchester and is the 43rd largest bank in the state of Ohio. It is also the 1,531st largest bank in the nation. It was established in 1934 and as of June of 2017, it had grown to 108 employees at 12 locations. First State Bank (OH) has an A health rating.

Reviews (1)

My experiences with First State Bank

I am a customer of First State Bank. When my account moved from my old bank to theirs, they explained the types of accounts they offered and how each one might benefit me. Everything was explained to me clearly. They helped me find an account that even earns more interest than my previous one. They also helped me set up internet banking so I could manage my checking account from home. Whenever I have questions, they are quick to answer, or if the teller cannot immediately help me, the teller arranges for the manager to contact me. They also verified my online accounts such as Paypal, Walmart, etc., very quickly. I am very pleased with their service and hope to bank with them for years to come.


Health Grade Components

FDIC Certificate #9437
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD10.98%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$462.1MM$390.2MM
LoansQ2 2017vs Q2 2016$284.2MM$235.3MM
DepositsQ2 2017vs Q2 2016$417.3MM$345.6MM
Equity CapitalQ2 2017vs Q2 2016$42.0MM$42.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$4.2MM$4.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.1MM$575.00K
Real Estate OwnedQ2 2017vs Q2 2016$43.00K$132.00K
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First State Bank (OH) Savings Account Rates

0.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% $15k+

First State Bank (OH) Checking Account Rates

2.00%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+