First Security Bank (KY) is headquartered in Owensboro and is the 23rd largest bank in the state of Kentucky. It is also the 1,196th largest bank in the nation. It was established in 1997 and as of June of 2017, it had grown to 129 employees at 12 locations. First Security Bank (KY)'s CD rates are 28% higher than the national average, and it has a C+ health rating.
This bank is not customer focused at all. I would never have started an account here if I knew what I was in for. (I didnt actually start the account with first security, I started when it was integra but first security took over and what a nightmare that was! My first clue to run and I should have listened.)
The online banking website is useless and recently marked by Norton antivirus as UNSAFE! https://safeweb.norton.com/reviews?page=1&url=firstsecurity.net
Half the time I get locked out of my account after the 2nd sign in try and then it says, "Too many failed logins. Enter your username and click "Continue". It won't continue!!! How user friendly is that?
Most online sites give you THREE tries, firstsecurity.net gives you two tries only then locks you out. Then if I use a different browser on my computer or use my cell phone or other devices the site does not recognize me at all, even if I have used that browser or device before! Every time I have an issue, I wonder why I don't change banks. One of these days I will change banks, when I have the time to do so. Once First security begins losing business due to their terrible online banking system, maybe they will take the earnings they make after they give the customer NOTHING for our money and invest it in a good and customer friendly website. If you plan on using online banking, go to another bank! If you expect interest on your checking go to another bank. If you want to start a christmas or travel account with higher interest rates, don't do it as they shut down the account and move the funds to another account and then call it inactive hoping you forget about your funds. Useless bank policies.
Bank evaluates each customer for profitability over time. Those using the bank only for rewards checking to earn a good interest rate will soon discover that their rewards checking account will automatically be closed and their money transferred into a non-interest bearing account. This has happened to not only me, but three relatives and a friend. You should consider this bank for rewards checking if you: 1) Only need a rewards checking account for a short period of time, or 2) Plan to take out loans, etc., and make the bank your full banking partner according to one of their branch managers. Best of luck.
|FDIC Certificate #||34524|
|Return on Assets - YTD||0.45%|
|Return on Equity - YTD||5.02%|
|Annual Interest Income||$12.0MM|
|Assets and Liabilities|
|Assets||Q2 2017vs Q2 2016||$610.9MM$598.9MM|
|Loans||Q2 2017vs Q2 2016||$425.7MM$477.2MM|
|Deposits||Q2 2017vs Q2 2016||$497.0MM$481.0MM|
|Equity Capital||Q2 2017vs Q2 2016||$56.9MM$54.5MM|
|Loan Loss Allowance||Q2 2017vs Q2 2016||$7.2MM$5.2MM|
|Unbacked Noncurrent Loans||Q2 2017vs Q2 2016||$11.2MM$2.4MM|
|Real Estate Owned||Q2 2017vs Q2 2016||$96.00K$0|
Always verify rates and promotions with the bank or credit union. We are not First Security Bank (KY); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|OTHER TIERS: 0.10% → $15k+|
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|1.55%||$1k||-||60 Month Step Up CD|
|1.40%||$1k||-||18 Month CD Special|
|1.15%||$1k||-||12 Month CD Special|
|0.90%||$1k||-||6 Month CD Special|
|Bowling Green Branches|
|Bowling Green Downtown Office||1018 Chestnut St||Bowling Green, KY 42101|
|Greenwood Mall Office||1960 Cave Mill Road||Bowling Green, KY 42104|
|Campbell Lane Office||771 Campbell Lane||Bowling Green, KY 42104|
|Evansville Green River Branch||123 Green River Road||Evansville, IN 47715|
|Franklin Office||303 North Main Street||Franklin, KY 42135|
|Lexington Ky Branch||2352 Sir Barton Way||Lexington, KY 40509|
|Lexington Wellington Branch||345 Ruccio Way||Lexington, KY 40503|
|Newburgh In Branch||7833 West State Road 66||Newburgh, IN 47630|
|First Security Bank Of Owensboro, Inc.||313 Frederica Street||Owensboro, KY 42301|
|Owensboro Branch||3560 South Frederica||Owensboro, KY 42301|