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Overview / Commentary
3727 Arlington Avenue, Suite 202a
Riverside, CA 92506

First National Bank of Southern California (FNBsocal) is headquartered in Riverside and is the 130th largest bank in the state of California. It is also the 2,525th largest bank in the nation. It was established in 1984 and as of June of 2017, it had grown to 32 employees at 4 locations. First National Bank of Southern California (FNBsocal)'s CD rates are 40% higher than the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #25249
Year Established1984
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.05%
Return on Equity - YTD13.57%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$251.8MM$229.6MM
LoansQ2 2017vs Q2 2016$206.2MM$187.6MM
DepositsQ2 2017vs Q2 2016$213.0MM$185.7MM
Equity CapitalQ2 2017vs Q2 2016$38.0MM$31.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.5MM$2.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$0$620.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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First National Bank of Southern California (FNBsocal) CD Rates

1.51%$275k$1m18 Month NEW Summer CD
1.26%$275k$1m12 Month NEW Summer CD
1.26%$25k$250k18 Month NEW Summer CD
1.00%$275k$1m6 Month NEW Summer CD
1.00%$25k$250k12 Month NEW Summer CD
0.75%$25k$250k6 Month NEW Summer CD

First National Bank of Southern California (FNBsocal) Locations
San Marcos1110 San Marino DriveSan Marcos, CA 92078
Carlsbad Branch2365 Marron RoadCarlsbad, CA 92008
First National Bank Of Southern California3727 Arlington AvenueRiverside, CA 92506