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Easthampton Savings Bank

Popular Accounts at this Bank

0.70%3-year CD36 Month CD
0.50%6-month CD9 Month CD
1.75%5-year CD60 Month CD

Overview / Commentary
36 Main Street
Easthampton, MA 01027

Easthampton Savings Bank is headquartered in Easthampton and is the 31st largest bank in the state of Massachusetts. It is also the 582nd largest bank in the nation. It was established in 1869 and as of June of 2017, it had grown to 188 employees at 10 locations. Easthampton Savings Bank has a B+ health rating.

Related Posts

Easthampton Savings Bank Offers $200 New Checking Account Bonus - 9/27/2016

Easthampton Savings Bank is offering a new checking account bonus that earns up to $200. Available to residents of Massachusetts, Connecticut, and Rhode Island.

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Reviews (5)

Easthampton Savings Bank is wonderful!

Posted by: Jacki14LH | Dec 17, 2015

We have a checking account, a certificate of deposit, and a mortgage with Easthampton Savings Bank; we have banked there for about seven years. The employees are friendly and polite, remember who you are, and really do go out of their way to be helpful. It is a local bank, with plenty of locations and ATMs in the area. The offices are conveniently located, with decent hours, and are pleasant, secure and attractive. The online site and mobile banking app are well-thought-out, with the features you need and no extraneous fluff. ESB is supportive of the community as well, sponsoring educational and arts events. I would not hesitate to recommend Easthampton Savings Bank to anyone in western Massachusetts who needs a financial institution.

This Bank Is Awful

It has totally lost its way. This is no longer the bank that supports the community and is an automated system of robots that answer the phone. It can be related to online bill pay fees, terrible experiences for auto and home loans and think it can do whatever it wants because it is Easthampton Saving bank..

Prequalifying For Home Mortgage

Posted by: smassim | Aug 9, 2012

In order to bid on a home you must be prequalified for a loan. Most banks will do this for you in a short visit. Some will let you prequalify on-line. Easthampton Savings Bank won't prequalify you at all. They make you go through the entire process of setting up an actual loan which is only good for a short while and may not be what you actually need once a purchase and sale agreement is in place. There interest rates were a bit higher also when I looked into this. I might add that my husband and I have our savings and checking at ESB and have done business with them for years. They have good free checking and even pay you to use your debit card, but if you are looking to be prequalified for a home mortgage, look elsewhere!

Mortgage Lending

Posted by: Anonymous | Oct 15, 2011

Fall 2011, I am buying a home in East Hampton, they had one of the lowest mortgage rates around this summer, so I chose to go with them. Big mistake. They have actually calculated WRONG NUMBERS a few times during the two properties I have worked with them on (the first one ended up falling through). Communication is bad. They have waited until the last minute to tell me some of the things I need to get to them. Then the clincher is that they ended up not finishing on time, so they couldn't give me the mortgage approval by the date on my P&S!! The sellers have started getting nervous, even though I have a credit score in the 800's, and have a ton of down payment money! I should have been the easiest case to process. I have done a mortgage, and also refinancing before and I have NEVER encountered such incompetence. Finally, my real estate agent contacted them and complained. Things are at least moving along now. However, I have emailed and called the new contact person at the bank (a bit higher up in the ranks I am told) and she has not even gotten back to me!!! At a minimum, I am owed an "I'm sorry" for the inconvenience! I am SO unhappy with my interaction with this bank, I will NEVER recommend them ever to anyone.

Dont Get A Loan From Here

Posted by: mary6767 | Jun 13, 2011

I have a loan with easthampton savings bank for 3 years now.I had 2 people do loans for me and now i want to get one on my own i cant get it because of my income this is not right i have the same income from my first loan i pay it on time every month,i dont miss a payment at all.I wish i could talk to just one ceo of the bank about this but you know that is not going to happen,My payment are the same no matter what but i need someone to sign for me,so all this hard work was for nothing and banks wounder why they get a bad name.If you want a loan dont go there for one,I made my mistake by going there


Health Grade Components

FDIC Certificate #90188
Year Established1869
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD11.35%
Annual Interest Income$23.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.34B$1.49B
LoansQ2 2017vs Q2 2016$1.05B$1.04B
DepositsQ2 2017vs Q2 2016$1.11B$1.30B
Equity CapitalQ2 2017vs Q2 2016$124.6MM$149.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$10.1MM$8.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$5.7MM$8.2MM
Real Estate OwnedQ2 2017vs Q2 2016$305.00K$267.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Easthampton Savings Bank Savings Account Rates

0.05%--Passbook Savings

Easthampton Savings Bank Money Market Rates

0.20%*$1m*-Tiered Money Market Account
OTHER TIERS: 0.03% Up to $25k | 0.07% $25k - $50k | 0.12% $50k - $100k | 0.16% $100k - $1mm

Easthampton Savings Bank Checking Account Rates

0.20%*$1m*-Premier Checking
OTHER TIERS: 0.03% Up to $25k | 0.07% $25k - $50k | 0.12% $50k - $100k | 0.16% $100k - $1mm

Easthampton Savings Bank CD Rates

1.75%$1k-60 Month CD
1.00%$1k-48 Month CD
0.70%$1k-36 Month CD
0.60%$1k-24 Month CD
0.50%$1k-9 Month CD
0.40%$1k-18 Month CD
0.40%$1k-15 Month CD
0.35%$1k-12 Month CD
0.20%$1k-7 Day CD
0.15%$1k-6 Month CD
0.10%$1k-3 Month CD

Easthampton Savings Bank IRA Rates

1.75%$1k-60 Month IRA
1.00%$1k-48 Month IRA
0.70%$1k-36 Month IRA
0.60%$1k-24 Month IRA
0.50%$1k-9 Month IRA
0.40%$1k-18 Month IRA
0.40%$1k-15 Month IRA
0.35%$1k-12 Month IRA
0.15%$1k-6 Month IRA

Cities: Agawam, Belchertown, Easthampton, Hadley, Northampton, South Hadley, Southampton, Westfield

Agawam Branches
Agawam Branch770 Main StreetAgawam, MA 01001

Belchertown Branches
Belchertown Branch175 State StreetBelchertown, MA 01007

Easthampton Branches
Easthampton Savings Bank241 Northampton StreetEasthampton, MA 01027
Easthampton Savings Bank36 Main StreetEasthampton, MA 01027

Hadley Branches
Hadley Branch70 East StreetHadley, MA 01035

Northampton Branches
Locust Street Branch21 Locust StreetNorthampton, MA 01060
Northampton Branch297 King StreetNorthampton, MA 01060

South Hadley Branches
Granby Road Branch605 Granby RoadSouth Hadley, MA 01075

Southampton Branches
Southampton Branch134 College HighwaySouthampton, MA 01073

Westfield Branches
Westfield Branch85 Broad StreetWestfield, MA 01085