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Chase Bank

Popular Accounts at this Bank

0.25%5-year CD60-83 Month CD - Standard
0.01%1-year CD12-14 Month CD - Standard
0.01%SavingsChase Savings

Overview / Commentary
1111 Polaris Parkway
Columbus, OH 43240

Chase Bank is one of the largest banks in the United States as measured by total assets. It offers personal, business, and commercial banking products and services on both the depository and lending side. Chase has made strides to become an industry leader in customer service, with hundreds of thousands employees all over the world.

Chase Bank’s checking account offerings all have monthly service charges that can be waived if certain requirements are met. One checking account offers a certain number of non-Chase ATM transaction fee refunds. Savings accounts also come with a monthly service charge, but can be avoided by meeting minimum daily balance requirements. For the basic savings account, consumers under the age of 18 automatically avoid the monthly service charge. The bank also offers certificates of deposit (CDs) that reward higher account balances with higher interest rates. CDs can be opened online and range in term lengths from 1 to 120 months. Chase offers business and commercial banking solutions, as well as an array of credit cards.

Chase Bank online banking provides customers with free account management functions like online bill pay, paperless statements, mobile deposit, and fund transfers. Chase’s mobile banking apps are highly rated and offer a sophisticated platform from which customers can accomplish account management tasks easily on the go. Each app is specifically designed for different operating systems like iPhone, Android, and Windows, as well as tablet devices. Chase’s website is easy to maneuver and provides comprehensive information about bank and account information.

Chase Bank was originally established in 1982 as The Chase Manhattan Bank (USA). In 1996 it changed its organization type with the FDIC to a credit card bank, and in 2000 acquired JPMorgan, a financial services company. A year later the bank moved its headquarters to Newark, Delaware, where they remain today. In 2005, the bank changed its name to Chase Bank USA, and four years later acquired Bear Stearns and Washington Mutual.

Related Posts

Chase Short Term 1.50% -> 3.05% Callable Step-Up CD Via TD Ameritrade - 5/15/2017

I frequently get notices of new issue callable CDs from TD Ameritrade. This one looks like an OK deal, but not a great deal. My calculations indicate the blended rate over the entire term is ~ 2.16%. If you do not currently have an account at TD Ameritade, you may also be eligible for an account opening bonus of up to $ 2500 (for a $1,000,000 account). Issuer: JPMorgan Chase Bank NA Rating: FDIC Insured* Order Period: Until May 25, 2017 Coupons: 1.50% to 05/30/2018; 2.00% to 11/30/2019; 3.05% to 11/30/2020 Maturity: November 30,2020 Payment Frequency: Quarterly-Pay Call Status: Callable 05/30/2018@100, Quarterly-Thereafter Survivor's Option: Yes Price: $100

$300 Bonus - Chase Premier Plus Checking - 3/20/2017

From the promo page, Chase will email you a bonus coupon. This can be taken into a branch or you can apply online if you live in a state with Chase branches. Offer expires 4/16/17 Requirements for the $300 bonus: 1) Open a new Chase Premier Plus Checking account, which is subject to approval 2) Deposit $25 or more at account opening 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Chase Premier Plus Checking has a $25/mo fee, but this can be waived with a $15,000 balance. Chase has a $200 bonus that’s still active for its Total Checking which requires only $1,500 to avoid a $12/mo fee. Promo page https://chase.com/checking/offer/q1-premierplus-aff-sub-offer.html

JPMorgan Chase: America’s Biggest Bank – Success Despite Stumbles - 10/30/2016

JPMorgan Chase is the country’s largest bank in terms of assets, with more than $2 trillion in assets and has operations in more than 50 countries.

View all posts from:

12/10/14 - JPMorgan to tweak excess capital in response to Fed's higher requirement: Executive
12/10/14 - Comparison Of Chase’s Basic Checking Account With Online Bank Checking Accounts
10/7/14 - Chase Cyber Attack - One More Blow For Online Banking
6/17/14 - Chase Checking and Savings Bonuses of Up to $400
6/11/14 - Chase $400 Coupon Combo Code Checking And Savings(Available Freely, Til 7/15/2014)
3/6/14 - Chase Stops Cash Deposits Into Accounts That Aren’t Your Own
2/3/14 - What Is Considered A Direct Deposit ?
1/25/14 - JP Morgan's Dimon gets 74% pay hike despite legal woes
12/23/13 - Stop Payments On Lost Checks
9/24/13 - Chase $200 Coupon Til 10/15/2013
9/15/13 - Difference Between Rates And Apys
9/6/13 - Chase Online Banking Availability Fri 9/6 - Sun 9/8/13
8/21/13 - Legal Troubles Mount At JPMorgan
7/30/13 - History of Chase Bank Bonus Payouts
7/15/13 - If You Put $250 In A Chase "Savings Account," You'll Get 12.5 Cents In Yearly Interest -- And Maybe Charged $4 A Month
4/22/13 - Chase Credit Card Payments Down
3/19/13 - Chase Customers Shocked By Zero Checking Account Balances
11/30/12 - Chase Savings Account Fee Charged Incorrectly
11/27/12 - Latest Chase Checking Account Bonus
9/28/12 - Settlement?
9/26/12 - Chase Saving Account 25K Deposit Offer
8/7/12 - How America's Biggest Bank Makes Money
7/16/12 - Chase Will End Overdraft Fee On $5 Purchases
5/9/12 - Chase Checking $200 Bonus, But Beware of Monthly Fees
5/5/12 - Savings Bonus
4/23/12 - Fraudulent Charges Affecting Chase Checking Account Customers
4/9/12 - Theft Of Wallet Leads To Theft Of Money From Chase Checking & Savings Accounts
4/4/12 - Chase Sapphire Preferred Credit Card Bonus and Review
4/4/12 - JPMorgan Chase Glitch Causes Dual Debit-Card Charges
2/29/12 - JPMorgan Chase Clients With Under $100K Unprofitable
2/6/12 - JPMorgan Chase Settles Overdraft Fee Case For $110 Million
1/13/12 - JPMorgan Chase Q4 2011 Earnings Report & My Review
12/21/11 - $150 & $200 Chase Checking Account Bonuses
12/2/11 - Special 10-Year CD Rate At Chase Bank In Some States
11/16/11 - Chase To End Trials Of 3 New Bank Fees
11/16/11 - Chase Bank's New Online Banking View
11/9/11 - Anyone Receiving These Chase Letters?
11/9/11 - $200 Bonus For Chase Business Checking Account
11/2/11 - Some Chase Accounts See Delay In Credit For Deposits
10/28/11 - Chase Bank Decides Against New Debit Card Fees
9/22/11 - Chase Freezes Couple's Account, Screws Up Their Life, With No Explanation
8/24/11 - Chase To Ease Up On Withdrawal Fees On Savings Accounts
8/17/11 - Larger Bonuses On Chase Checking Accounts
8/1/11 - 2.5% For 7-Year Term--BUT Beware The Super-High Early Termination Penalty
7/28/11 - Get $15, $30, Or $60 In Chase Credit Card "Payment Protection" Class Action
7/16/11 - Southwest Airlines Rapid Rewards Premier Credit Card Bonus Review
7/13/11 - Florida Woman To Her Bank: I'm Not Dead
7/9/11 - Chase Debit Card Rewards Program Will End As Scheduled
7/7/11 - Jailed For Cashing Chase Check At Chase Bank
6/30/11 - New Promotion Pages For Chase $125 & $150 Checking Account Bonus
6/22/11 - Chase Freedom Credit Card $200 Bonus
5/16/11 - Avoiding Chase Bank Checking Account Monthly Fees
5/3/11 - JPMorgan Chase Ends Experiment With $5 ATM Fees
4/26/11 - $150 Checking Account Bonus At Chase Bank
4/21/11 - More Checking Account Fees at Chase, But Bonuses Are Larger
3/22/11 - Chase To End Debit Card Rewards
3/14/11 - Chase May Cap Debit Purchases Below $100
3/4/11 - $125 Chase Bonus & Chase Total Checking Account Review
1/14/11 - New Promotion Page For Chase $125 Checking Account Bonus
1/6/11 - Chase Misses Checks' Red Ink, Closes Bank Account
12/13/10 - Chase Customers Can Now Deposit Checks Using Android Phone
12/4/10 - February Changes In Chase Checking Accounts
12/2/10 - Old WaMu Free Checking Being Converted Into Chase Total Checking With Monthly Fees
10/14/10 - Chase $100 Printable Coupon Expires 10/30/2010
10/11/10 - Chase Bank Checking Account $125 Bonus Coupon
9/25/10 - Two-Year Anniversary of WaMu's Closure - A Look Back from a Depositor's Point of View
9/24/10 - Chase Bank Counterfeit Bill Incident
9/14/10 - Chase.Com Down In Lengthy Crash
8/29/10 - Evaluation Of Chase Bank's Mortgage Refinancing Offer
8/26/10 - $125 Chase Checking Account Bonus Update
8/12/10 - Chase $20 Bonus For Paying 3 Bills With Your Debit Card - YMMV
8/8/10 - Chase Realcash Debit Card Reward Program
7/12/10 - Chase Person-To-Person Payment System - Quickpay
7/7/10 - $100 Chase Checking Account Bonus Good Thru 8/14/2010
6/22/10 - $200 Chase Checking Bonus With Direct Deposit
6/17/10 - $125 Chase Checking Account Bonus - Update
6/1/10 - Update on Chase Checking Account Bonus & ACH Transfers
5/20/10 - Chase Checking Account Bonus & Other Promos: 25,000 Continental Miles
4/30/10 - Former WaMu Savings Accounts Now Paying 0.10% at Chase
4/7/10 - Chase Business Checking Account $200 Bonus
4/2/10 - Chase Freedom Credit Card Bonus
4/2/10 - Update on $125 Chase Checking Account Bonus
3/15/10 - Get $100 When You Open A Chase Business Checking Account! Use The URL Below To Get A Coupon To Take
3/14/10 - Chase Checking Account Bonuses
3/8/10 - Review of the 5% Cash Back Chase Freedom Credit Card
3/2/10 - Chase Commuter Cash Bonus for Chase Debit/Credit Card Holders - NJ/NY
2/17/10 - Reports of Chase Freedom Credit Card Rewards Being Downgraded
2/10/10 - $100 Chase Checking Account with Direct Deposit Bonus on Presidents Day
2/4/10 - $100 Chase Business Checking Bonus
2/2/10 - $100 Business Checking Offer From Chase Is Active
12/30/09 - Update on Chase Checking Account Bonuses
10/15/09 - Rip-off Alert - Chase CD Early Withdrawal Penalty
8/10/09 - Update on Chase Checking Account Bonuses and WaMu Conversions
7/27/09 - Those 5% WaMu CDs Are Nearing Maturity - Issues to Consider
6/28/09 - $100 Checking Account Bonus at Chase - Update
3/15/09 - Personal and Business Checking Account Bonuses at Chase
12/26/08 - 5.00% 60-Month CD at Chase Bank and the Risks of 5-Year CDs
10/7/08 - WaMu Drops Rates on its Online CDs and Savings Account
9/30/08 - Update on WaMu's 5% One Year Certificate of Deposit
9/28/08 - Rates Up at WaMu: 4.00% Online Savings Account, 5.00% 12-Month CD
9/26/08 - 4.00% 12-Month / 3.60% 8-Month Online CDs at WaMu
9/26/08 - WaMu Brings Back the 5.00% 12-Month CD
9/26/08 - WaMu Still Offering In-Branch 5% CDs for Terms of 13 to 17 Months
8/19/08 - New $125 Chase Checking Account Bonus - Update
6/8/08 - Chase Checking and Credit Card Bonuses and Perks
5/9/08 - Update on Chase Checking Account Bonuses - Up to $225 in Bonuses
2/14/08 - Another Chase $125 Checking Account Bonus
2/8/08 - $200 Bonus for a Chase Business Checking Account
2/3/08 - New Chase $125 Checking Account Bonus - Update
1/17/08 - WaMu's New 7.00% Savings for Success Account
1/17/08 - Update on WaMu's Savings for Success Account
1/14/08 - New Chase $125 Checking Account Bonus
1/13/08 - $125 Chase Checking Account Bonus
9/21/07 - The Ultimate Chase Bonus Post
3/17/07 - $250 Bonus for Chase Freedom Credit Card (may be over)
12/7/05 - Free iPod nano Checking Account Deal

Reviews (183)

Excellent way to bank

Chase Bank is top of the line for banking needs. They have several ways to do online banking; you can download their easy App, logon through your computer, or logon via your tablet. The interface is easy to navigate and user friendly. There are a variety of things you can do; pay bills, send money to friends via chasepay, check your balance, or deposit your check. Check deposit is super easy and extremely convenient to do. Just take a picture with your phone and press deposit. I have used this feature many times and have never had any issue with it. The best part is, the money is usually made available within one business day, which is something I haven't experienced with other banks in the past. I have also used chase pay a number of times, and it's always been quick and convenient. Just store your contacts on the online banking portal, and send money to whoever you need to. The user will receive an email stating that money is waiting for them, and then it's in their account. Chase online banking is a great way to manage your money and a convenient way to bank. I would highly recommend.

Chase bank has excellent customer service at their branches

The employees at Chase bank branches are really courteous and helpful. One of the bankers at a Chase branch in our neighborhood was really helpful in setting up a joint bank account for us, and also helped us wire money twice. At another branch closer to my workplace, provided free notary services since we had an account with Chase. We did not need an appointment or anything, we came in with our paperwork, sat straight down with a banker/notary and had our document notarized within 5 min. Another investment banker from Chase also helped us pick out some mutual funds and explained all of our options and provided a risk analysis for the mutual funds we finally selected. He was very patient will all our questions and spent over an hour walking us through everything. All in all, every experience we have had with Chase has been really great. I only gave their web/mobile experience a 4 because I do not like the way my account transactions are presented to me on my cellphone.

Banking with Chase

I joined Chase as they had a $200 'reward' for joining. Got the basic checking and have been using it as my main account for 2 years now. They have some really good services regarding overdraft protection, for example you can overdraw the account without penalty as long as you remedy it by 8 pm of that day, useful if you are stuck for gas etc. Online needs more detailed accounting and they never answer the phone but as I am in control have not needed these services much.

Decent National Bank but Horrible Customer Service

I have been banking with Chase Bank for the past 6 years. I was originally requested to open and savings and checking about by a chase mailer that offered me $100 reward. The $100 was for opening a savings account that held at least $500, and a checking account that had direct deposit set up for 3 consecutive months. The requirements seemed doable so I opened the accounts and was happy with my banking experience at first. About a year later I received another promotional flyer that offered $500 on a 1 year $10,000 CD. I thought this return was too good to be true so I took the flyer into my nearest branch location and they confirmed the promotion. That same day I deposited $10,000 and took out a 1 year CD with Chase. After the year was complete and the CD period ended, the $500 promotion was deposited into my account and I decided I could get a better return on the initial $10,000 at another bank. So I went into the branch location to withdraw the money and it was nearly impossible. I understand they need to take safety precautions, but they asked me repeatedly if I was in trouble, if someone was forcing me to withdraw this money, and then refused to give me my money. At that point I was pretty upset, I didn't feel it was right for the bank to hold my money hostage. They called the branch manager in and she took me into a back room and made me explain in detail why I wanted to withdraw my money. She then made me sign extra paperwork confirming I was withdrawing the money. At this point the bank had made me feel like I was a criminal just because I wanted to withdraw my own money from their bank. From that day forward I have not opened any other CDs with Chase, nor do I keep large amounts of money in either of my savings or checking accounts. I don't trust them anymore.



Health Grade Components

FDIC Certificate #628
Year Established1824
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD9.9%
Annual Interest Income$23.00B
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$2,152B$2,051B
LoansQ2 2017vs Q2 2016$800.1B$767.1B
DepositsQ2 2017vs Q2 2016$1,539.8B$1,407.7B
Equity CapitalQ2 2017vs Q2 2016$210.2B$200.7B
Loan Loss AllowanceQ2 2017vs Q2 2016$10.12B$11.40B
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$8.19B$9.98B
Real Estate OwnedQ2 2017vs Q2 2016$423.0MM$655.0MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Chase Bank Savings Account Rates

0.08%*$1m*-Chase Plus Savings - Standard
OTHER TIERS: 0.01% Up to $1mm
0.08%*$250k*-Chase Plus Savings - Relationship
OTHER TIERS: 0.03% Up to $50k | 0.05% $50k - $100k | 0.06% $100k - $250k
0.01%--Chase Savings

Chase Bank Checking Account Rates

0.01%--Chase Premier Platinum Checking
0.01%--Chase Premier Plus Checking

Chase Bank CD Rates

1.05%*$100k*-120 Month CD Special - Relationship
OTHER TIERS: 0.90% $1k - $10k | 1.01% $10k - $100k
0.70%$1k-120 Month CD Special - Standard
0.60%*$100k*-60-83 Month CD - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.60%*$100k*-84-119 Month CD - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.50%*$100k*-42-47 Month CD Special - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.50%*$100k*-48-59 Month CD - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.40%*$100k*-36-41 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.35% $10k - $100k
0.30%*$100k*-18-20 Month CD Special - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-24-29 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-30-35 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-21-23 Month CD - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.25%$1k$100k60-83 Month CD - Standard
0.25%$1k$100k84-119 Month CD - Standard
0.20%*$100k*-15 - 17 Month CD - Relationship
OTHER TIERS: 0.05% $1k - $10k | 0.15% $10k - $100k
0.10%$1k$100k42-47 Month CD Special - Standard
0.10%$1k$100k48-59 Month CD - Standard
0.05%*$100k*-12-14 Month CD - Relationship
OTHER TIERS: 0.02% $1k - $100k
0.05%$1k$100k18-20 Month CD Special - Standard
0.05%$1k$100k24-29 Month CD - Standard
0.05%$1k$100k30-35 Month CD - Standard
0.05%$1k$100k21-23 Month CD - Standard
0.05%$1k-36-41 Month CD - Standard
0.02%$1k-1 Month CD - Relationship
0.02%$1k-2 Month CD - Relationship
0.02%$1k-3-5 Month CD - Relationship
0.02%$1k-6-8 Month CD - Relationship
0.02%$1k-9-11 Month CD - Relationship
0.01%$1k$100k1 Month CD - Standard
0.01%$1k$100k2 Month CD - Standard
0.01%$1k$100k3-5 Month CD - Standard
0.01%$1k$100k6-8 Month CD - Standard
0.01%$1k$100k9-11 Month CD - Standard
0.01%$1k$100k12-14 Month CD - Standard
0.01%$1k-15 - 17 Month CD - Standard

Chase Bank IRA Rates

1.05%*$100k*-120 Month IRA Special - Relationship
OTHER TIERS: 0.90% $1k - $10k | 1.01% $10k - $100k
0.70%$1k-120 Month IRA Special - Standard
0.60%*$100k*-60-83 Month IRA - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.60%*$100k*-84-119 Month IRA - Relationship
OTHER TIERS: 0.35% $1k - $10k | 0.55% $10k - $100k
0.50%*$100k*-42-47 Month IRA Special - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.50%*$100k*-48-59 Month IRA - Relationship
OTHER TIERS: 0.25% $1k - $10k | 0.45% $10k - $100k
0.40%*$100k*-36-41 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.35% $10k - $100k
0.30%*$100k*-18-20 Month IRA Special - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-24-29 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-30-35 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.30%*$100k*-21-23 Month IRA - Relationship
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $100k
0.25%$1k$100k60-83 Month IRA - Standard
0.25%$1k$100k84-119 Month IRA - Standard
0.20%*$100k*-15 - 17 Month IRA - Relationship
OTHER TIERS: 0.05% $1k - $10k | 0.15% $10k - $100k
0.10%$1k$100k42-47 Month IRA Special - Standard
0.10%$1k$100k48-59 Month IRA - Standard
0.05%*$100k*-12-14 Month IRA - Relationship
OTHER TIERS: 0.02% $1k - $100k
0.05%$1k$100k18-20 Month IRA Special - Standard
0.05%$1k$100k24-29 Month IRA - Standard
0.05%$1k$100k30-35 Month IRA - Standard
0.05%$1k$100k21-23 Month IRA - Standard
0.05%$1k-36-41 Month IRA - Standard
0.02%$1k-1 Month IRA - Relationship
0.02%$1k-2 Month IRA - Relationship
0.02%$1k-3-5 Month IRA - Relationship
0.02%$1k-6-8 Month IRA - Relationship
0.02%$1k-9-11 Month IRA - Relationship
0.01%$1k$100k1 Month IRA - Standard
0.01%$1k$100k2 Month IRA - Standard
0.01%$1k$100k3-5 Month IRA - Standard
0.01%$1k$100k6-8 Month IRA - Standard
0.01%$1k$100k9-11 Month IRA - Standard
0.01%$1k$100k12-14 Month IRA - Standard
0.01%$1k-15 - 17 Month IRA - Standard