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Overview / Commentary
901 East Main Street
Lincolnton, NC 28092

Carolina Trust Bank is headquartered in Lincolnton and is the 23rd largest bank in the state of North Carolina. It is also the 1,777th largest bank in the nation. It was established in 2000 and as of June of 2017, it had grown to 83 employees at 9 locations. Carolina Trust Bank has an A health rating.

Reviews (1)

Personal Touch

Posted by: jjwill | Jun 23, 2012

I have dealt with Carolina Trust for over 6 yrs and have been extremely pleased with their personal touch and the best interest rates for CD's available in this terrible time. I would highly recommend this institute.


Health Grade Components

FDIC Certificate #57026
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD4.22%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$390.1MM$374.0MM
LoansQ2 2017vs Q2 2016$321.1MM$289.6MM
DepositsQ2 2017vs Q2 2016$331.2MM$323.4MM
Equity CapitalQ2 2017vs Q2 2016$38.5MM$31.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.2MM$3.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$2.9MM$1.7MM
Real Estate OwnedQ2 2017vs Q2 2016$581.00K$1.2MM
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Carolina Trust Bank Savings Account Rates

0.60%*-$25kKASASA Saver
OTHER TIERS: 0.20% $25k+

Carolina Trust Bank Checking Account Rates

2.00%*-$15kKASASA Cash
OTHER TIERS: 0.19% $15k+

Carolina Trust Bank Locations
Triangle Branch1293 Highway 16 NorthDenver, NC 28037
Gastonia Branch534 South New Hope RoadGastonia, NC 28054
West Branch799 W Highway 27Lincolnton, NC 28092
Carolina Trust Bank901 East Main StreetLincolnton, NC 28092
Vale Branch9580 N.c. Highway 10 WestVale, NC 28168
Forest City Branch142 N. Watkins DriveForest City, NC 28043
Hickory Branch11 13th Avenue NeHickory, NC 28601
Lake Lure Branch103 Arcade StreetLake Lure, NC 28746
Mooresville Branch125-E Trade CourtMooresville, NC 28117