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California First National Bank

Popular Accounts at this Bank

0.25%1-year CD1 Year CD
0.25%2-year CD2 Year CD
0.75%Money MarketMoney Market Checking

Overview / Commentary
28 Executive Park
Irvine, CA 92614

California First National Bank operates under a parent company called California First National Bancorp, which is listed on NASDAQ (Symbol:CFNB). The bank provides personal and commercial banking products and services, but does not offer loans on the personal banking side.

CalFirst Bank offers an interest-bearing checking account with minimum daily account balance requirements, as well as an interest-bearing savings account that receives a higher interest yield than the checking account. The free checking account option comes with a free ATM card and a free order of checks, as well as free online bill paying. The savings account’s monthly service fee can be waived if a minimum daily account balance is kept. Its Money Market account functions similarly to its savings account offering and comes with an optional ATM card. CalFirst Bank’s Certificates of Deposit (CDs) and IRA CDs range in term lengths from 3 months to 3 years and require a minimum deposit. The IRA CDs have a smaller minimum initial deposit requirement than the regular CDs.

Calfirst Bank online banking provides customers with secure access to accounts for account management, bill pay, and fund transfers.

California First National Bank was established in 2001 and moved its headquarters from Santa Ana to Irvine, California in 2003. It is a subsidiary of California First National Bancorp, a bank holding company.

Related Posts

California First National Bank Restructures MMA Checking, Again - 10/3/2016

California First National Bank (internet bank) has restructured its Money Market Checking again, with all balances now earning 1.00% APY. Minimum $5k opening deposit.

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Health Grade Components

FDIC Certificate #35331
Year Established2001
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD6.97%
Annual Interest Income$14.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$673.2MM$851.1MM
LoansQ2 2017vs Q2 2016$487.8MM$623.7MM
DepositsQ2 2017vs Q2 2016$499.2MM$680.8MM
Equity CapitalQ2 2017vs Q2 2016$126.5MM$117.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$6.9MM$6.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$0$0
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

California First National Bank Savings Account Rates

0.50%--Premium Savings

California First National Bank Money Market Rates

0.75%--Money Market Checking

California First National Bank Checking Account Rates

0.20%--Interest Checking

California First National Bank CD Rates

0.25%$5k-3 Month CD
0.25%$5k-6 Month CD
0.25%$5k-1 Year CD
0.25%$5k-2 Year CD
0.25%$5k-3 Year CD

California First National Bank IRA Rates

0.25%$2k-3 Month IRA
0.25%$2k-6 Month IRA
0.25%$2k-1 Year IRA
0.25%$2k-2 Year IRA
0.25%$2k-3 Year IRA

California First National Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 28 Executive Park - Irvine, CA 92614