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Overview / Commentary
124 Elk Street
Elkton, SD 57026

BankStar Financial is headquartered in Elkton and is the 29th largest bank in the state of South Dakota. It is also the 3,390th largest bank in the nation. It was established in 1926 and as of June of 2017, it had grown to 30 employees at 3 locations. BankStar Financial has an A health rating.


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Health Grade Components

FDIC Certificate #496
Year Established1926
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD12.23%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$161.7MM$145.6MM
LoansQ2 2017vs Q2 2016$122.4MM$114.9MM
DepositsQ2 2017vs Q2 2016$140.1MM$122.1MM
Equity CapitalQ2 2017vs Q2 2016$16.2MM$15.7MM
Loan Loss AllowanceQ2 2017vs Q2 2016$837.00K$704.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$837.00K$50.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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BankStar Financial Checking Account Rates

1.50%*-$25kePlus Checking
OTHER TIERS: 0.50% $25k+

BankStar Financial Locations
Bankstar Financial124 Elk StreetElkton, SD 57026
Brookings Branch427 8th St SBrookings, SD 57006
Volga Branch303 Kasan AvenueVolga, SD 57071