Featured Savings Rates
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Atlanta Postal Credit Union

Popular Accounts at this Credit Union

1.00%1-year CD12 Month CD
1.25%2-year CD24 Month CD
0.70%SavingsShare Accounts

Overview / Commentary
3900 Crown Road
Atlanta, GA 30380

Atlanta Postal Credit Union is headquartered in Atlanta and is the 4th largest credit union in the state of Georgia. It is also the 110th largest credit union in the nation. It was established in 1925 and as of June of 2017, it had grown to 228 employees and 112,748 members at 13 locations. Atlanta Postal Credit Union's savings rates are 35% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Atlanta Postal Credit Union is open to the following: (1) employees, retirees and contractors of the United States Postal Service under the authority of Postmaster General; (2) members of the National League of Postmasters, National Rural Letter Carriers, National Association of Retired Postal Inspectors, Association of United States Postal Lessors; (3) employees of the Federal government, both military and civilian, who live within the state of Georgia; (4) employees and retirees of the state of Georgia or any Georgia college, university, or elected officials; (5) employees or members of the Greater Atlanta Postal Customer Council and their family who live in Georgia; (6) employees of West Central Georgia Regional Hospital; (7) employees of Harris, Talbot, Marion, Meriweather, and Chattahoochie County school systems; (8) employees of Columbus State University and members of the Columbus State University Alumni Association; (9) residents of Bibb County in Georgia; (10) employees of the City of Forsyth; and other Select Groups in the state of Georgia.
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Reviews (2)

A Place That Makes You Feel Like Family

Posted by: 300113 | Jan 11, 2015

The Atlanta Postal Credit Union APCU The little bank that makes you feel special. The Atlanta postal Credit Union APCU is a blessed relief after transferring from one of those large - big box banks. Although I am not one of their large deposit holders, they make me feel like I am a special customer each and every time I come into one of their branch offices.

Since this is a small financial institution, everyone knows me and each and every one of my family members which has an account with them. If something is not quite right in my account or transaction, they alert me ASAP. The Atlanta postal Credit Union APCU has restored my faith in financial institutions.

The Atlanta postal Credit Union APCU has ALL of the perks and high tech goodies that the mega banks have for their customers. I was delighted that they have an easy to use smartphone app which lets me do my banking from the palm of my hand. They also have a wonderful check scan option on their app where I can deposit a check in my account without the hassle and expense of making a trip to their office to deposit the check. They do not place unnecessary holds on my funds and if I ever have the need to borrow money I can get funds in a pinch. I have been an The Atlanta postal Credit Union APCU customer now for over 20 years, and I do not intend to leave.

Atlanta Postal Credit Union

Posted by: CAK | Aug 6, 2014

I have been a member of this credit union since I was 18 yrs old. Although the bring and mortar is located in the Atlanta area, doing business them over the phone has been a breeze. I have had a multitude of loans from this credit union including numerous personal loans and car loans. I also have a credit card with them because it offers one of the most competitive fixed rates at 9.9%. I am extremely happy being a member of this credit union and highly recommend it to anyone in search of a great credit union!


Health Grade Components

NCUA #67389
Year Chartered1925
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD2.68%
Annual Interest Income$31.0MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$2.13B$2.06B
LoansQ2 2017vs Q2 2016$1.40B$1.19B
DepositsQ2 2017vs Q2 2016$1.86B$1.80B
Equity CapitalQ2 2017vs Q2 2016$246.2MM$246.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$7.5MM$7.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$4.8MM$4.8MM
Real Estate OwnedQ2 2017vs Q2 2016$314.00K$788.00K
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Atlanta Postal Credit Union Savings Account Rates

1.70%--IRA Savings Account
0.80%--Education Club Account
0.70%$50-Share Accounts
0.70%--Holiday Club Accounts
0.70%--Vacation Club Accounts
0.70%$50-Secondary Accounts
0.70%--Youth Share Account

Atlanta Postal Credit Union Checking Account Rates

0.50%--Platinum Advantage Checking
0.40%--Regular Checking
0.40%--Youth Checking Account

Atlanta Postal Credit Union CD Rates

2.00%$500-60 Month CD
1.75%$500-48 Month CD
1.50%$500-36 Month CD
1.30%$500-30 Month CD
1.25%$500-24 Month CD
1.00%$500-12 Month CD
0.65%$500-6 Month CD
0.50%$500-91 Day CD

Atlanta Postal Credit Union IRA Rates

2.00%$2k-60 Month IRA
1.75%$2k-48 Month IRA
1.50%$2k-36 Month IRA
1.30%$2k-30 Month IRA
1.25%$2k-24 Month IRA
1.00%$2k-12 Month IRA