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100 Jefferson Street
Sulphur Springs, TX 75482

Alliance Bank is headquartered in Sulphur Springs and is the 85th largest bank in the state of Texas. It is also the 1,003rd largest bank in the nation. It was established in 1927 and as of June of 2017, it had grown to 195 employees at 12 locations. Alliance Bank has an A health rating.

Reviews (3)

I Recently Opened The Freedom Checking In Greenville At The Satellite Office Since It Was Open

Posted by: Anonymous | Dec 1, 2009

I recently opened the Freedom Checking in Greenville at the satellite office since it was open later the main branch in town closes early like in the old days 3:00pm. CSR explained the account what was needed and such I received everything Card,checks,online in record time(less1week) only thing I did not like was that the pin did not so I just called and asked CSR said I could pick my own just stop in a branch and they will change it. BTW pin came a week after the other things. Best thing I see with this account other than the intrest is free duplicate checks and the the Visa Debit Card cannot be imprinted it has no raised lettering or numbers at all. Bad from the blog is the rate has been falling from over 5% to the present 4.5%

Nothing But Problems

Posted by: cinnstar | Jan 2, 2014

We switched to Alliance when we moved to Sulphur Springs last year, our real estate broker recommended it as her mother is one of the managers. Our old bank, Frost Bank, a bank we really liked did not have an office remotely close. We had been with Frost for years when we kicked Bank of America to the curb after 20+.
Alliance's website had a LOT to be desired. Both my husband and I are very internet savvy and I created and manage three websites. Their bill pay is a real hassle as it does not let you know the funds are on hold, so it is impossible to keep an accurate balance. Frost's system was MUCH better.
The last straw was that our auto deposits to both our accounts did not show up on the date it was sent. I called Alliance and they said it had not been transferred yet. So I called PBGC where our checks are sent from. Both online AND when I talked to PBGC it was showing the ETF as completed. The funds suddenly appeared on my account after my conversation with Alliance.
The only positive comment I can say is that the one office person we dealt with most of the time was very nice and helpful. But the telephone reps are something else.
We're Done.

No Confidentiality

Posted by: NoPrivacy | Apr 18, 2017

Small town bank here they apparently don't care about banking laws and are begging for a suing. If they can't get ahold of ya, they'll ask around to see who knows you and discuss your banking accounts. Avoid this place!


Health Grade Components

FDIC Certificate #11569
Year Established1927
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD11.96%
Annual Interest Income$11.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$746.3MM$684.1MM
LoansQ2 2017vs Q2 2016$386.5MM$325.5MM
DepositsQ2 2017vs Q2 2016$637.1MM$597.8MM
Equity CapitalQ2 2017vs Q2 2016$68.8MM$67.9MM
Loan Loss AllowanceQ2 2017vs Q2 2016$5.1MM$5.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$9.00K$152.00K
Real Estate OwnedQ2 2017vs Q2 2016$525.00K$624.00K
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Alliance Bank Checking Account Rates

1.26%*-$25kFreedom Checking
OTHER TIERS: 0.25% $25k+

Cities: Commerce, Greenville, Rockwall, Sulphur Springs, Wolfe City

Commerce Branches
Commerce Branch1633 Highway 50Commerce, TX 75496

Greenville Branches
6609 Wesley Street Branch6609 Wesley StreetGreenville, TX 75402
Greenville Branch9901 Wesley StreetGreenville, TX 75402

Rockwall Branches
Alliance Bank Branch6130 S. Fm 549Rockwall, TX 75032
Alliance Bank-Rockwall North3045 N. Goliad StreetRockwall, TX 75087

Sulphur Springs Branches
Alliance Bank100 Jefferson StreetSulphur Springs, TX 75482
South Broadway Branch1226 South BroadwaySulphur Springs, TX 75482
Drive-In Facility310 Church StreetSulphur Springs, TX 75482
Drive-In Facility1437 South Broadway StreetSulphur Springs, TX 75482

Wolfe City Branches
Wolfe City Office101 East MainWolfe City, TX 75496