Featured Savings Rates
Featured Accounts

Advia Credit Union

Popular Accounts at this Credit Union

1.00%1-year CD11 Month Promo Rate CD
1.60%2-year CD22 Month Promo Rate CD
2.30%6+ Year CD70 Month Promo Rate CD

Overview / Commentary
550 S Riverview Dr
Parchment, MI 49004

Advia Credit Union is headquartered in Parchment and is the 9th largest credit union in the state of Michigan. It is also the 181st largest credit union in the nation. It was established in 1935 and as of June of 2017, it had grown to 360 employees and 134,880 members at 27 locations. Advia Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Advia Credit Union is open to those who live in Michigan's Lower Peninsula, the Illinois county of Winnebago, or in the Wisconsin counties of Dane, Green, Jefferson, Milwaukee, Rock, Walworth, or Waukesha.
See current membership details

Related Posts

Advia Credit Union (MI/WI/IL) Adds Trio Of Promo Rate CDs - 12/27/2016

Advia CU (MI/WI/IL) has three Promo Rate CDs: 11-month (1.00% APY), 22-month (1.60% APY), and 70-month (2.30% APY). Minimum deposit is $500.

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Reviews (5)

Great Credit Union, Many Options. Online Banking. Great Rates.

Posted by: Anonymous | Jan 25, 2011

Great place to do you banking.

Advia Credit Union review

I have been a member of Advia Credit Union for a couple years now. While I have found that their web presence is a bit lacking, their customer service is pretty good and they have pretty good rates for fees. I have had some issues with my account over the years and they are always quick to help. I actually had an issue recently where I had some charges that I did not do. They were quick to help me with my account. They got the charges taken off of my account and refunded my money. Overall, they're a decent credit union to go through, one of the better ones I've used.

Overall Okay Local Bank

Our family has been banking with First Community for around eleven years. We have discussed multiple times switching to more technologically savvy banks that came out with iphone apps three years sooner, mobile check deposits two years faster and streamlined online banking lightyears ahead of the crowd, but we stuck with Advia. In return we have been constantly rewarded with the same persistent average customer service and banking services. First Community is not a bad bank by any stretch of the imagination because they offer just enough - middle of the road checking, savings and business accounts, no fee atms, debit cards and 24 hour help for lost or stolen checking - but they never go that extra mile.

Maybe we have never gone to another bank because we know it's a huge pain to move all of our accounts, so First Community is just that bank that is not spectacular, but not failing either.

My Post Is Above About The Issues After My Husband's Death.

Posted by: Ally6770 | Feb 27, 2014

Things were pretty much settled by the end of the year, before the 6 months was up with no NCUA insurance. They did continue to give the children the high interest rate until the CD's matured giving the children time to decide what and if and where they wanted have the IRA's moved to. We had 4 credit unions and banks to go through and this one is the only one that seemed not to know what to do.

First Community Credit Union Parchment Michigan

Posted by: Ally6770 | Oct 10, 2012

My husband passed 2 months ago. I was just able to start on changing the bank accounts. Went to Flagstar Bank and they were wonderful. Went to First Community Credit Union in Parchment Michigan (THE MAIN OFFICE) and wanted to transfer my husbands Roth IRA's into my name and was told that I could not, even though I am the primary beneificiary because the money was not from my work earnings and I had to cash them out and I could put them in regular CD's if I wanted. I COULD NOT BELIEVE MY EARS. Her name was Jessica. I then told her it did not matter but the money was from my work earnings because my husband was disabled and these were spousal IRA's. Then I was told I could not take out the RMD from the traditional IRA, (even though they did it for my sister in law when my brother died and for my brother in law when my sister died. I would have to take the RMD out when I cashed in the IRA. They also told me I could not disclaim the traditional IRA even though their disclosure says I can. They told me if I cashed it in I still could not change the beneficiary on the accounts or the ones I have with them. The IRA's must all be left to the same person. I cannot leave one IRA to one son and the other to the other son and have their wives as contingent beneficiaries. They wanted the death certificate and I would not give it to them because they did not know what they were talking about. I did not want the IRA's cashed in. When I spoke to someone else they also said I could not disclaim and that it would take 2-3 months to cash in the IRA CD's. They have an estate planning attorney on their board Danielle Streed and I cannot believe that this is going on. SOMEONE NEEDS TRAINING. They also said they do not have many IRA CD's there even though my brother in law, sister in law and a few friends do.

Of course I called then emailed a formal complaint to NCUA. Hope this gets fixed soon.


Health Grade Components

NCUA #61503
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD7.75%
Annual Interest Income$28.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.44B$1.22B
LoansQ2 2017vs Q2 2016$1.14B$899.5MM
DepositsQ2 2017vs Q2 2016$1.19B$1.01B
Equity CapitalQ2 2017vs Q2 2016$162.6MM$146.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$8.0MM$6.9MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$12.4MM$11.5MM
Real Estate OwnedQ2 2017vs Q2 2016$1.4MM$707.00K
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Always verify rates and promotions with the bank or credit union. We are not Advia Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advia Credit Union Savings Account Rates

0.35%--Holiday Club
0.35%--Member Advantage Program Holiday Club
0.15%--Share Savings
0.15%--Youth Savings
0.15%--Business Savings
0.15%--Member Advantage Program Share Savings
0.15%--Member Advantage Program Youth Savings
0.15%--Member Advantage Program Secondary Savings
0.15%--Secondary Savings

Advia Credit Union Money Market Rates

0.60%*$75k*-Member Advantage Program Money Market Savings
OTHER TIERS: 0.35% $2k - $25k | 0.45% $25k - $75k
0.50%*$75k*-Money Market Savings
OTHER TIERS: 0.25% $2k - $25k | 0.35% $25k - $75k
0.50%*$75k*-Business Money Market Savings
OTHER TIERS: 0.25% $2k - $25k | 0.35% $25k - $75k
0.35%*$75k*-Money Market Checking
OTHER TIERS: 0.15% $2k - $25k | 0.25% $25k - $75k
0.35%*$75k*-Member Advantage Program Money Market Checking
OTHER TIERS: 0.15% $2k - $25k | 0.25% $25k - $75k

Advia Credit Union Checking Account Rates

1.00%$500-Member Advantage Program Regular Checking
0.75%*$50k*-Interest Business Checking
OTHER TIERS: 0.25% $2,500 - $10k | 0.50% $10k - $25k | 0.65% $25k - $50k
0.05%$500$25kRegular Checking

Advia Credit Union CD Rates

2.30%$500-70 Month Promo Rate CD
2.00%$500-60 Month CD
1.65%$500-48 Month CD
1.60%$500-22 Month Promo Rate CD
1.40%$500-36 Month CD
1.10%$500-24 Month CD
1.00%$500-11 Month Promo Rate CD
0.90%$500-12 Month CD
0.50%$500-6 Month CD
0.45%$50-24 Month EZ Saver Certificate
0.25%$50-12 Month EZ Saver Certificate
0.15%$500-3 Month CD
0.10%$50-6 Month EZ Saver Certificate